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· Public charity
APPALACHIAN COMMUNITY CAPITAL
To increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital.
$905k
Granted FY2022
14
Grants
10
Communities
$100k
Largest
01What you fund
0178% classified
What you funded, over time
Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2021–2022.
Community Improvement$825kPhilanthropy$150kPublic Benefit$75kEmployment$75kFood & Nutrition$30kHuman Services$25kOther$325k
02beneath the categories
Past the labels — and the year it shifted
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
2021
emergency relief
2022
appalachiabusinesseseconomicgrowjobsfinancialhousing
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
03FY2022 · 14 grants
Where the money goes
Your grants by size, and where they go.
By grant size · FY2022
- $10k–50k2 grants · $55k
- $50k–250k12 grants · $850k
$75,000
Median grant
10
States reached
$18M
Total assets
Largest grants
- VIRGINIA COMMUNITY CAPITAL$100,000
- BRIDGEWAY CAPITAL$100,000
- FINANCE FUND CAPITAL CORPORATION$100,000
- CAROLINA SMALL BUSINESS DEVELOPMENT FUND$75,000
- ACCESS TO CAPITAL TO ENTREPRENEURS INC$75,000
- SOUTHEAST COMMUNITY CAPITAL CORP$75,000
- NATIONAL CAPITAL INVESTMENT FUND$75,000
- MOUNTAIN BIZCAPITAL$50,000
- SABRE FINANCE$50,000
- COMMUNITY WORKS$50,000
- ALTERNATIVES FEDERAL CREDIT UNION$50,000
- SOUTH CAROLINA COMMUNITY FUND$50,000
- FOODSHED CAPITAL$30,000
- TOTAL ACTION AGAINST POVERTY - RKE VALLEY$25,000
02The need
04
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
show:
Your human-services grants (FY22–22, $25k) land where the poverty rate runs at 20% — the area typically sits at 12%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.
grant to an above-average-need area below average· circle size = grant amount
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
03Your field
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
1
Community Capital of Vermont
To help small businesses and lower income entrepreneurs prosper through the provision of flixible business financing.
Community Improvement
2
Appalachian Community Capital
To increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital.
Philanthropy
3
Access Community Capital
To provide low-cost loans to underserved small businesses encouraging community and economic development.
Community Improvement
4
Acc Capital Inc
Acc capital is a private, nonprofit lending corporation empowering entrepreneurs nationally. the organization offers flexible capital solutions to meet the unique needs of entrepreneurs, small businesses, and economic and community…
—
5
Small Business Development Corporation
To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing state loan guarantees and other direct capital access programs.
Community Improvement
6
Valley Small Business Development
Providing capital, management assistance and other financial resources, including loan services, personnel, and business education to small business entrepreneurs in economically disadvantaged areas, and thereby stimulating economic…
Community Improvement
7
Community Loan Fund of the Capital
Community development financial institution that links socially concerned investors with community needs by making affordable housing, community and economic development loans to nonprofit orgs, small businesses and low/moderate income…
Housing & Shelter
8
South Carolina Community Capital
Our mission is to facilitate the investment of capital in south carolina in order to improve the quality of life for all her citizens by providing responsible and affordable financial products and services that are a major catalyst for…
Community Improvement
9
Fresno Community Development Financial
Access plus capital is nonprofit small business lender and service provider with the mission to eliminate economic barriers to financial success through fair and equitable community investment.
Public Benefit
10
Appalachian Development Corporation
Appalachian development corporation ("adc") is a nonprofit organization formed to further the economic development of south carolina by offering financing to qualified small businesses.
—
11
Southern Bancorp Capital Partners
Creating economic opportunities in distressed rural communities.
—
12
Edc Loan Corporation
Provide loans to qualified businesses in the corporation's targeted area and the urban core.
—
For reference, the grantee most central to the portfolio’s shape is Access to Capital for Entrepreneurs Inc and the most unlike its peers is Bronze Valley Corp. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network
12 grantees, every filing reconciled, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
0
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
11/12
Grantees still filing
11/12
Grew since you first funded
Where your money sits — by cause, then by grantee
Community Improvement$825,000Other$325,000Philanthropy$150,000Public Benefit$75,000Employment$75,000Food & Nutrition$30,000Human Services$25,000
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds SMALL BUSINESS CAPITAL FUND OF MS ↗
- Who funds ALBANY COMMUNITY TOGETHER ↗
- Who funds BRONZE VALLEY ↗
- Who funds VIRGINIA COMMUNITY CAPITAL ↗
- Who funds FINANCE FUND CAPITAL CORPORATION ↗
- Who funds CAROLINA SMALL BUSINESS DEVELOPMENT FUND ↗
- Who funds SOUTHEAST COMMUNITY CAPITAL CORP ↗
- Who funds ACCESS TO CAPITAL TO ENTREPRENEURS INC ↗
- Who funds SABRE FINANCE ↗
- Who funds MOUNTAIN BIZCAPITAL ↗
- Who funds FOODSHED CAPITAL ↗
- Who funds TOTAL ACTION AGAINST POVERTY - RKE VALLEY ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Opportunity Finance NetworkPA22.4× affinity8 shared granteesties to 4 of 4Hover any node to trace its alignments.Compare side by side →
Open a dossier: Opportunity Finance Network · Appalachian Community Capital · The Winston-Salem Foundation · The Bank of America Charitable Foundation Inc · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organisation APPALACHIAN COMMUNITY CAPITAL funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
2024
’20’21’22’23’24
no gov moneyreceives it· size = income
0get no government money at all
0rely on government for over half their income
typical government reliance, FY20–24
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
04Through Plinth
Through Plinth
Your grantmaking, live and operational
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: BRONZE VALLEY.
Agentic due diligence · confidence × risk
Financial management
low risk
~18 months of operating runway; revenue grew over 7 filed years.
Track record & reputation
low risk
7 years of Form 990 filings, still active; revenue up 9.8× since.
Legal standing
low risk
US 501(c)(3); EIN 811426667 on file with current IRS Form 990 filings.
Governance
Live in Plinth
Board composition & governance documents — verified live in Plinth from the applicant.
Compliance & sanctions
Live in Plinth
OFAC / UN sanctions screening — run live in Plinth at assessment.
Program capacity
Live in Plinth
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on BRONZE VALLEY, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
- On trackFinancial stability— Roughly 18 months of cash on hand.
- On trackSustained operations— Filing through 2024; revenue grew over the period.
- On trackReliance on your funding— Your grants peaked at 18% of their budget — diversified.
- Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
How do I get to Appalachian Community Capital?
Find your warmest path to Appalachian Community Capital through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.
More from the funding graph
The regranting layer
51% of grant dollars pass through an intermediary
The DAF merry-go-round
$9.7B circulates between donor-advised funds
Strange bedfellows
the named clusters of US funding
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines