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Massachusetts · Public charity

Align Credit Union

Aligning our members and communities with financial tools to serve their needs.

$99k
Granted FY2022
5
Itemized grants FY2022
5
Organizations funded FY2022
40%
First-time grantees FY2022
Read the full brief
Itemized, FY2022
$66k
The rest is grants the schedule does not break out
Median grant, FY2022
$11,492
Largest grant, FY2022
$22,500
Organizations funded a year
5 to 5
FY2021 to FY2022
States reached, FY2022
1
Total assets, FY2022
$649M

How open it is to new grantees

In FY2022, 40% of the organizations Align Credit Union funded were first-time grantees, receiving 49% of its grant dollars.

The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY20225$66k40%
FY20215$43kn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2021 to 2022.

Youth Development$30kEducation$27kCommunity Improvement$23kHuman Services$14kArts & Culture$10kHealth$6k

Top grantees

Largest recipients by total granted, FY2021 to FY2022, and the share of each one’s budget the grants supplied at peak.

GranteeTotal grantedYearsShare of their budget
Boys & Girls Club of Greater Lowell Inc$30,00020%
Lowell Plan Inc$22,50027%
Manolis Family Foundation Inc$21,492325%
Greater Lowell Family YMCA$13,50020%
Lowell Community Health Center Inc$6,00010%

Plus 2 recipients with no EIN on record ($16k), not named here.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Eastern Bank FoundationMA13.3× affinity4 shared granteesties to 1 of 1Hover any node to trace its alignments.Compare side by side →

Open a dossier: Eastern Bank Foundation · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Align Credit Union with peer funders

Warm introductions · Powered by PlinthPlus

How do I get to Align Credit Union?

Find your warmest path to Align Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

About Align Credit Union

How much does Align Credit Union give?
Align Credit Union reported 5 itemized grants totaling $66,492, out of $99,290 in total grant expense reported on the return in its FY2022 IRS filing. It funded between 5 and 5 organizations a year over FY2021 to FY2022.
What does Align Credit Union fund?
By grant dollars over FY2021 to FY2022, its largest causes are Youth Development (28%), Education (25%), Community Improvement (21%).
Who are Align Credit Union's largest grantees?
By total granted over FY2021 to FY2022: Boys & Girls Club of Greater Lowell Inc ($30k), Lowell Plan Inc ($23k), Manolis Family Foundation Inc ($21k).
Does Align Credit Union fund new organizations?
In FY2022, 40% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Align Credit Union?
Its strongest co-funders, measured against what their size predicts, include Eastern Bank Foundation, Amazonsmile Foundation.
Where is Align Credit Union based?
Align Credit Union is based in MA.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 7 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2022, released 2022. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Possibly out of date. A more recent filing (FY2025) is on record and reports $48k of grant expense, but none of it to a named recipient. On a Form 990 that can mean grants abroad, filed by region only (Schedule F), grants under $5,000, which are not itemized, or a schedule referenced as an attachment the e-file does not carry. The figures above are therefore from FY2022, the most recent year this funder named its grantees.

Source object · view filing

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