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Adelfi Credit Union

Adelfi partners with individuals, families, Christ-centered ministries and businesses to protect, grow, and share their financial resources.

$204k
Granted FY2024still arriving
12
Grants FY2024still arriving
6
States reached
$10k
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Religion$256kInternational$124kEducation$52kHuman Services$41kRecreation & Sports$20kHousing & Shelter$17kHealth$14kPublic Safety & Disaster$10kOther$0
02FY2024 · 12 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 12 grants below total $105,000, the rows itemized in this filing. The $204,412 headline is the total grant expense on the return; the other $99,412 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k4 grants · $25k
  • $10k–50k8 grants · $80k
$10,000
Median grant
6
States reached
$634M
Total assets
Largest grants
RecipientAmount
NCCAA (National Christian College Athletic Association)$10,000
Legacy Inc$10,000
HOPE Enterprises Inc$10,000
University of the Nations Kona$10,000
Mt Zion Baptist Church$10,000
Groundwire (Champion Ministries Inc)$10,000
Olive Crest$10,000
ONE&ALL Church$10,000
Atmosphere Church$7,000
Camp Agape$6,800
Water for Good$5,600
Rivers Edge Ranch$5,600
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–21, $7k) land where the poverty rate runs at 14%, against an area that typically sits at 10%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%Union Rescue Mission: $7k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

MN
IL
MA
OR
PA
CA
CO
AZ
KS
AR
SC
HI
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

70%of every dollar goes to organizations it has funded before.
$378k · 12 repeat orgs$166k to everyone else

Grantees it renews have grown median revenue +210% since the first grant, against +33% for those funded once.

12 repeat relationships: 4 still active in FY2024, 8 since wound down; 8 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

12
13

Total granted

$378k
$101k

Median revenue growth · since first grant

+210%
+33%

Still filing today

50%
77%

New vs renewed · share of each year

In FY2024, 38% of grant dollars renewed an existing relationship; $65k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
EducationInternationalHealthReligionYouth DevelopmentRecreation & SportsOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • OC
    ONE COLLECTIVE
    7× · 2017–2023 · $44k · revenue +29%
  • LI
    LEGACY INCORPORATED
    4× · 2021–2024 · $40k · revenue +210%
  • SS
    STANDING STONE MINISTRIES INC
    3× · 2017–2023 · $22k · revenue +210%

Funded once

  • FF
    Firm Foundations Romania
    one grant, 2022 · $10k · revenue -58%
  • EN
    Eastern Nazarene College
    one grant, 2023 · $10k · revenue +18%
  • OA
    Open Air Campaigners US Inc
    one grant, 2022 · $10k · revenue +2%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Christian Mission for the United Nations Community

Christian Mission for the United Nations Community is a ministry aimed at leading the head of every nation and other top leaders to faith in Jesus Christ and helping them to walk in dependence upon God as they discharge the…

—
2
Christianity Today International

Christianity Today is a global community inspired by evangelical conviction to advance the stories and ideas of the kingdom of God. Our mission is to elevate the storytellers and sages of the global church.

Religion
3
Evangel University

Evangel is a comprehensive christian university that is committed to excellence in educating and equipping students to become spirit empowered servants of god who will impact the church and society globally.

Education
4
Christian Leaders for Africa Inc

Christian leaders from africa promotes christian theological training & education of local leaders in kenya and throughout africa. it invests in undergraduate, masters, and phd scholarships, faculty support for african professors and…

Religion
5
Biglife International Inc

Biglife international inc. empowers believers worldwide to reach and disciple their own people for jesus christ.

Recreation & Sports
6
Youth for Christ International Ministries

As part of the body of Christ, to see that every young person in every people group in every nation has the opportunity to make an informed decision to be a follower of Jesus Christ and become a part of the local church.

Religion
7
International Commission Inc

Equipping and enabling believers worldwide to conduct church-based evangelism projects to reach unbelievers and make disciples.

Religion
8
Regent University

Regent University serves as a center of Christian thought and action to provide excellent education through a Biblical perspective and global context equipping Christian leaders to change the world.

—
9
Christian Leadership Alliance

Christian leadership alliance exists to equip and unite leaders called to transform the world for christ.

—
10
Olivet University

Providing guality Christian education to the network generation

Education
11
Freedom in Christ Ministries

To provide resources, training, and continuing support to leaders in the us and around the world in order that they may help others find freedom in christ.

Religion
12
Dallas International University

As a christian university, we provide education and research opportunities preparing global leaders to partner with local communities.

Education
How this is measured
The grantee most central to the portfolio’s shape is Olive Crest; the most unlike its peers is Firm Foundations Romania. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

23 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 23 of the 33 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
22/23
Grantees still filing
16/23
Grew since first funded

Where the money sits, by cause and then by grantee

WYCLIFFE BIBLE TRANSLATORS INC: $75,332 · OtherWYCLIFFE BIBLE TRANSLATORS INCO C INTERNATIONAL INC: $43,350 · OtherO C INTERNATIONAL INCMT ZION BAPTIST CHURCH: $30,000 · OtherMT ZION BAPTIST CHURCHONE AND ALL CHURCH: $27,500 · OtherONE AND ALL CHURCHTHE EVANGELICAL FREE CHURCH OF AMERICA: $22,570 · OtherTHE EVANGELICAL FREE CHURCH OF AMERICAALL ABOUT MARRIAGE: $14,500 · OtherUNIVERSITY OF THE NATIONS KONA FOUNDATION: $10,000 · Other+7 more: $49,550 · Other+7 moreLEGACY INCORPORATED: $40,000 · EducationLEGACY INCORPORATEDNATIONAL CHRISTIAN COLLEGE ATHLETIC ASSOCIATION: $20,000 · EducationNATIONAL CHRISTIAN COL…CENTRAL CHRISTIAN COLLEGE OF KANSAS: $20,000 · EducationCENTRAL CHRISTIAN COLL…Eastern Nazarene College: $10,000 · EducationEastern Nazarene Colle…ARIZONA CHRISTIAN UNIVERSITY: $8,500 · EducationARIZONA CHRISTIAN UNIV…VANGUARD UNIVERSITY OF SO CAL: $7,500 · EducationVANGUARD UNIVERSITY OF…ONE COLLECTIVE: $43,950 · InternationalONE COLLECT…Summer Institute of Linguistics Inc dba SIL Global: $7,500 · InternationalSummer Inst…WATER FOR GOOD: $5,600 · InternationalWATER FOR G…STANDING STONE MINISTRIES INC: $22,000 · HealthOLIVE CREST: $10,000 · HealthTHE RIVERS EDGE RANCH: $5,600 · HealthPresence Point Inc: $19,250 · ReligionOpen Air Campaigners US Inc: $10,000 · ReligionInterAct Ministries Inc: $6,000 · ReligionFirm Foundations Romania: $10,000 · Youth DevelopmentCHAMPION MINISTRIES INC: $10,000 · Youth DevelopmentYOUTH FOR CHRISTUSA INC: $5,750 · Youth DevelopmentHOPE ENTERPRISE INC: $10,000 · Community Improvement
Other$272,802Education$106,000International$57,050Health$37,600Religion$35,250Youth Development$25,750Community Improvement$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetONE COLLECTIVE: $43,950 over 7y, 0.1% of budgetLEGACY INCORPORATED: $40,000 over 4y, 9.8% of budgetSTANDING STONE MINISTRIES INC: $22,000 over 3y, 0.2% of budgetNATIONAL CHRISTIAN COLLEGE ATHLETIC ASSOCIATION: $20,000 over 2y, 0.5% of budgetCENTRAL CHRISTIAN COLLEGE OF KANSAS: $20,000 over 2y, 0.1% of budgetPresence Point Inc: $19,250 over 3y, 8.4% of budgetFirm Foundations Romania: $10,000 over 1y, 1.8% of budgetEastern Nazarene College: $10,000 over 1y, 0.0% of budgetHOPE ENTERPRISE INC: $10,000 over 1y, 3.9% of budgetCHAMPION MINISTRIES INC: $10,000 over 1y, 0.2% of budgetOpen Air Campaigners US Inc: $10,000 over 1y, 0.5% of budgetOLIVE CREST: $10,000 over 1y, 0.0% of budgetARIZONA CHRISTIAN UNIVERSITY: $8,500 over 1y, 0.0% of budgetJF SHEA THERAPEUTIC RIDING CENTER INC FKA FRAN JOSWICK THERAP RIDING CTR INC: $8,000 over 1y, 0.1% of budgetVANGUARD UNIVERSITY OF SO CAL: $7,500 over 1y, 0.0% of budgetUNION RESCUE MISSION: $7,000 over 1y, 0.0% of budgetAMERICAN FAMILY LIVING: $6,800 over 1y, 1.7% of budgetInterAct Ministries Inc: $6,000 over 1y, 0.2% of budgetYOUTH FOR CHRISTUSA INC: $5,750 over 1y, 0.0% of budgetWATER FOR GOOD: $5,600 over 1y, 0.1% of budgetTHE RIVERS EDGE RANCH: $5,600 over 1y, 0.5% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Christian Community Foundation IncCO20.5× affinity9 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Christian Community Foundation Inc · Chattanooga Christian Community Foundation · Servant Foundation · Natl Christian Charitable Fdn Inc · Thrivent Charitable Impact & Investing · Renaissance Charitable Foundation Inc · The US Charitable Gift Trust · Raymond James Charitable Endowment Fund · American Endowment Foundation · The Blackbaud Giving Fund · Charities Aid Foundation America · The Pfizer Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Adelfi Credit Union funds: left to right is the share of its income from government, bottom to top the share from Adelfi Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%1%3%6%10%funder's share of their income ↑0%4%8%11%15%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    4report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–15%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 33 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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