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New Mexico · Nonprofit

TIWA LENDING SERVICES INC

TIWA LENDING SERVICES INC (New Mexico) receives grants from 3 organizations whose IRS filings report $1,478,374 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($1,000,000). 2 of them have funded it in more than one year, and 68% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$1.4M
Funders on record
3
Grants received
$1.5M
Net assets
$11M
2/3 repeat funderspeak grant-dependency 19%
01What it does

What Tiwa Lending Services Inc does

Mission

To provide education, training, and direct lending of money to support development or rehabilitation efforts to improve the social or economic conditions of the residents of the pueblo of isleta community and the indian people residing within the surrounding communities of the pueblo of isleta.

As stated on its FY2025 Form 990.

Program

  1. To provide education, training, and direct lending of money to support development or rehabilitation efforts to improve the social or economic conditions of the residents of the pueblo of isleta community and the indian people residing within the surrounding communities of the pueblo of isleta.

    $353,903 spentof which $86,900 as grants
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $353,903.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($936k) Expenses 100 ($224k) Net assets 100 ($6.7M)2018 Revenue 76 ($713k) Expenses 132 ($296k) Net assets 106 ($7.1M)2019 Revenue 90 ($845k) Expenses 146 ($326k) Net assets 114 ($7.6M)2020 Revenue 47 ($444k) Expenses 119 ($267k) Net assets 117 ($7.8M)2021 Revenue 105 ($987k) Expenses 140 ($314k) Net assets 127 ($8.5M)2022 Revenue 73 ($685k) Expenses 177 ($395k) Net assets 131 ($8.8M)2023 Revenue 90 ($846k) Expenses 196 ($440k) Net assets 137 ($9.2M)2024 Revenue 220 ($2.1M) Expenses 223 ($500k) Net assets 160 ($11M)2025 Revenue 152 ($1.4M) Expenses 327 ($731k) Net assets 171 ($11M)
'17'18'19'20'21'22'23'24'25
Revenue (152)Expenses (327)Net assets (171)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $10M to $12M (+19%).

$7.4M
$9.2M
$9.5M
$10M
$12M
$12M
$12M
$13M
$14M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 71% · 2018 51% · 2019 53% · 2020 11% · 2021 61% · 2022 29% · 2023 50% · 2024 25% · 2025 49%. Grants only. Government contracts and fees sit inside program revenue.

53% of TIWA LENDING SERVICES INC’s revenue is contributions — about as donation-reliant as the typical peer (61% for the typical peer).

This organization
Typical peer · 4,434 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$712k
’17
$416k
’18
$518k
’19
$178k
’20
$672k
’21
$289k
’22
$406k
’23
$1.6M
’24
$691k
’25
50
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed554466656
Joined·+0+0+1+3+1+0+0+2
No longer listed·01111011
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 1 funder to 2 funders, grant income fell $120k → $42k.

Funder
'19
'21
'22
'23
'24*
'25*
total
$461k
funders
1
1
2
2
2
1

1 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 68% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of TIWA LENDING SERVICES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

TIWA LENDING SERVICES INC leans on a few funders — its largest provides 68% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund TIWA LENDING SERVICES INC.

68%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2019 100% · 2021 100% · 2022 95% · 2023 76% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

68% of TIWA LENDING SERVICES INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $478k that is directly attributable, 100% of it comes from funders outside New Mexico, across 1 state.

CO

In-state vs out-of-state, by year

’19
’21
’22
’23
New Mexico out of state home

Funder states come from each funder’s own filing. $1.0M arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

TIWA LENDING SERVICES INC runs a healthier operating margin than three-quarters of the 2,127 community improvement nonprofits its size.

Operating margin49% · top quartile
Months of reserve49.7mo · top quartile
Revenue growth (annualized)5% · below the median

this organization peer median middle 50% of peers· 2,127 community improvement nonprofits $1M–$10M, FY2025

Government funding TIWA LENDING SERVICES INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $3.7M on record.

Federal$3.7M
grants $3.7Mcontracts $0
17
18
19
20
21
23
Top agencies
  • Department of the Treasury$3.7M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like TIWA LENDING SERVICES INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In New Mexico

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

48% of spending goes to programs.

Program 48%Management 48%Fundraising 3%

Governance

5
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

74%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

NM

Screen this organization

A dated, signed PDF of the compliance screen for TIWA LENDING SERVICES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds TIWA LENDING SERVICES INC?
TIWA LENDING SERVICES INC (New Mexico) receives grants from 3 organizations whose IRS filings report $1,478,374 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($1,000,000). 2 of them have funded it in more than one year, and 68% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does TIWA LENDING SERVICES INC have?
IRS filings report 3 organizations giving $1,478,374 in grants to TIWA LENDING SERVICES INC, 2 of which have funded it in more than one year.
Who is the largest funder of TIWA LENDING SERVICES INC?
GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC is the largest funder on record, with $1,000,000 in grants. The full list of funders is on this page.
How can an organization like TIWA LENDING SERVICES INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in New Mexico. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Tiwa Lending Services →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing