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Michigan · Nonprofit

THREE LAKES ASSOCIATION INC

THREE LAKES ASSOCIATION INC (Michigan) receives grants from 10 organizations whose IRS filings report $49,525 to it, the largest being DOLE FAMILY FOUNDATION ($36,000). 7 of them have funded it in more than one year.

Revenue FY2025
$178k
Funders on record
10
Grants received
$50k
Net assets
$434k
7/10 repeat funderspeak grant-dependency 12%
01What it does

What Three Lakes Association Inc does

Mission

Water Quality Preservation in the Elk River Chain of Lakes.

As stated on its FY2025 Form 990.

Programs

  1. Investigation into the proliferation of Golden Brown Algae on the floor of Torch and other lakes in the chain, including analysis of the organisms and testing of water samples with the goal of determining the reasons for proliferation and of developing remediation plans.

    $6,085 spent
    15% of program spending
  2. Supported environmental education activities, including providing funding for equipment and field trips to the four school districts in the Three Lakes area, and adult education programs related to water quality.

    $12,423 spentof which $8,000 as grants
    31% of program spending
  3. Supervision of interns from area high schools in a research project to survey aquatic plants on Clam Lake, emphasizing the presence of native and invasive species. The project serves to train the interns in scientific methods, communication skills and the value of environmental science.

    $9,387 spentof which $2,750 as grants
    23% of program spending
  4. Includes lake and stream monitoring for chemical and biological contamination, treatment of invasive milfoil plants, and publishing of a quarterly newsletter containing articles on water quality.

    $12,784 spent
    31% of program spending

The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $40,679.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended.

100 = 20212021 Revenue 100 ($123k) Expenses 100 ($94k) Net assets 100 ($345k)2022 Revenue 67 ($82k) Expenses 97 ($91k) Net assets 90 ($309k)2023 Revenue 81 ($100k) Expenses 102 ($96k) Net assets 98 ($339k)2024 Revenue 82 ($101k) Expenses 87 ($82k) Net assets 110 ($381k)2025 Revenue 145 ($178k) Expenses 81 ($77k) Net assets 126 ($434k)
20212022202320242025
Revenue (145)Expenses (81)Net assets (126)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $377k to $433k (+15%).

$389k
$336k
$377k
$433k
$469k
20212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 5 reported years ran a deficit.

$29k
’21
−$9k
’22
$5k
’23
$20k
’24
$102k
’25
11
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Lois Maclean

Executive Director

As listed on its FY2025 Form 990.

03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 5 funders to 6 funders, grant income rose $775 → $12k.

From the IRS filings of THREE LAKES ASSOCIATION INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

THREE LAKES ASSOCIATION INC leans on a few funders — its largest provides 73% of grant income and the top three 92%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

73%
largest funder
92%
top three
~2
effective funders

Largest funder’s share by year: 2017 32% · 2018 45% · 2019 63% · 2020 56% · 2021 91% · 2022 65% · 2023 84% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

38% of THREE LAKES ASSOCIATION INC's funders are still giving 3 years after their first grant; 70% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

THREE LAKES ASSOCIATION INC draws 90% of its grant income from funders outside Michigan, across 4 states in all.

WA
MI
IN
OH

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Michigan out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like THREE LAKES ASSOCIATION INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Michigan

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

53% of spending goes to programs.

Program 53%Management 43%Fundraising 4%

Governance

18
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Public support

90%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MI

Screen this organization

A dated, signed PDF of the compliance screen for THREE LAKES ASSOCIATION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds THREE LAKES ASSOCIATION INC?
THREE LAKES ASSOCIATION INC (Michigan) receives grants from 10 organizations whose IRS filings report $49,525 to it, the largest being DOLE FAMILY FOUNDATION ($36,000). 7 of them have funded it in more than one year.
How many funders does THREE LAKES ASSOCIATION INC have?
IRS filings report 10 organizations giving $49,525 in grants to THREE LAKES ASSOCIATION INC, 7 of which have funded it in more than one year.
Who is the largest funder of THREE LAKES ASSOCIATION INC?
DOLE FAMILY FOUNDATION is the largest funder on record, with $36,000 in grants. The full list of funders is on this page.
How can an organization like THREE LAKES ASSOCIATION INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Three Lakes Association →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing