Nonprofit screen
Screen a listRising Tide Community Loan Fund
Can you give?
Listed with the IRS. Every screen came back clear.
A 501(c)(3) on Publication 78 and the IRS master file.
- IRS nonprofit listing
- No issue
- Revocation
- None
- IRS files
- Agree
- Sanctions
- No match
- IRS bulletin
- No notice
- California
- No record
- Charity type
- 509(a)(1)
$532krevenue
FY2025 · −94% in 3 yrs4staff
8 of 8years filed
’18’19’20’21’22’23’24’25
Revenue and spendingRevenueSpendingDeficit
Against similar nonprofits FY2025
Operating margin−18.5%
Months of reserve56.0mo
Revenue growth (annualized)+8.9%
Middle half of peersMedianRising Tide Community Loan
Where the money goes FY2025 · $630k spent
Programs$525k83%Management and general$63k10%Fundraising$42k7%990 FY2025 · Part IX line 25
Worth checking3
Government grants fell 92% in FY2023
$8.6M in FY2022, $693k in FY2023.
990 Part VIIIFederal awards stopped after FY2021
$1.0M in FY2021, none traced since.
USAspendingDeficits in 2 of the last 3 years
−$376k in FY2024 and −$98k in FY2025. Cash covers 56.0 months, above the peer median of 7.9.
990 Part I and balance sheetIn its favor2
Strong governance
14 of 14 board members independent. Conflict-of-interest and whistleblower policies, audited financial statements, board reviews the 990.
990 Part VIGrowing faster than peers
Revenue up 9% a year since FY2017, faster than half of similar nonprofits.
990 Part I · peer cohort10funders
$230ka year, last 3 years
97%from its largest funder
Funder’18’19’20’21’22’23Pennsylvania Cdfi NetworkStopped after FY2022$438k$233k–Opportunity Finance NetworkOn and off$50kLehigh Valley Economic Investment CorpOn and off$50kWells Fargo Regional Community Development CorporationOn and off$10kSchyler Kemps FoundationOn and off$2kDonor-advised giftsDonors not disclosed$17$38$10k$10k
FundedThrough a donor-advised fundStopped