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Vermont · Nonprofit

Ludlow Area Rotary Charitable Fund

Ludlow Area Rotary Charitable Fund (Vermont) receives grants from 4 organizations whose IRS filings report $45,409 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($15,500). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$48k
Funders on record
4
Grants received
$45k
Net assets
$118k
0/4 repeat funderspeak grant-dependency 27%
01What it does

What Ludlow Area Rotary Charitable Fund does

Mission

Promotion of Civic Activities

As stated on its FY2025 Form 990.

Program

  1. Funded scholarships for local students, sponsored an exchange student, and other local civic programs.

    $98,398 spent
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $98,398.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($31k) Expenses 100 ($33k) Net assets 100 ($124k)2018 Revenue 121 ($37k) Expenses 96 ($32k) Net assets 104 ($130k)2019 Revenue 108 ($33k) Expenses 91 ($30k) Net assets 107 ($133k)2020 Revenue 69 ($21k) Expenses 89 ($30k) Net assets 100 ($124k)2021 Revenue 97 ($30k) Expenses 106 ($35k) Net assets 95 ($119k)2022 Revenue 194 ($59k) Expenses 117 ($39k) Net assets 112 ($139k)2023 Revenue 121 ($37k) Expenses 78 ($26k) Net assets 121 ($150k)2024 Revenue 1972 ($604k) Expenses 1738 ($575k) Net assets 144 ($180k)2025 Revenue 155 ($48k) Expenses 332 ($110k) Net assets 94 ($118k)
'17'18'19'20'21'22'23'24'25
Revenue (155)Expenses (332)Net assets (94)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $192k to $123k (−36%).

$124k
$136k
$138k
$124k
$122k
$142k
$150k
$192k
$123k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2025 38%. Grants only. Government contracts and fees sit inside program revenue.

38% of Ludlow Area Rotary Charitable Fund’s revenue is contributions — about as donation-reliant as the typical peer (95% for the typical peer).

This organization
Typical peer · 8,549 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

−$2k
’17
$5k
’18
$3k
’19
−$9k
’20
−$5k
’21
$21k
’22
$11k
’23
$29k
’24
−$62k
’25
4.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

20242025
Listed88
Joined·+1
No longer listed·1
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

4 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 100% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Ludlow Area Rotary Charitable Fund’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Ludlow Area Rotary Charitable Fund leans on a few funders — its largest provides 34% of grant income and the top three 78%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Ludlow Area Rotary Charitable Fund.

34%
largest funder
78%
top three
~4
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Ludlow Area Rotary Charitable Fund's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Too little is directly attributable to place on a map.

Funder states come from each funder’s own filing. $45k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Ludlow Area Rotary Charitable Fund has grown faster than half of the 4,748 philanthropy nonprofits its size.

Operating margin−130% · bottom quartile
Months of reserve4.8mo · bottom quartile
Revenue growth (annualized)6% · above the median

this organization peer median middle 50% of peers· 4,748 philanthropy nonprofits under $100k, FY2025

Government funding Ludlow Area Rotary Charitable Fund receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $19k on record.

State$19k
Top programs
  • Grants to Municipalities$19k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Ludlow Area Rotary Charitable Fund

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Vermont

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

90% of spending goes to programs.

Program 90%Management 10%Fundraising 0%

Governance

8
board members
0%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Public support

96%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Ludlow Area Rotary Charitable Fund: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Ludlow Area Rotary Charitable Fund?
Ludlow Area Rotary Charitable Fund (Vermont) receives grants from 4 organizations whose IRS filings report $45,409 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($15,500). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Ludlow Area Rotary Charitable Fund have?
IRS filings report 4 organizations giving $45,409 in grants to Ludlow Area Rotary Charitable Fund.
Who is the largest funder of Ludlow Area Rotary Charitable Fund?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $15,500 in grants. The full list of funders is on this page.
How can an organization like Ludlow Area Rotary Charitable Fund find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Ludlow Area Rotary →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing