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Florida · Nonprofit

LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC

LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC (Florida) receives grants from 2 organizations whose IRS filings report $198,535 to it, the largest being QUANTUM FOUNDATION INC ($150,000). 1 of them have funded it in more than one year.

Revenue FY2025
$2.3M
Funders on record
2
Grants received
$199k
Net assets
$-588285
1/2 repeat funderspeak grant-dependency 5%
01What it does

What Lola & Saul Kramer Senior Services Agency Inc does

Mission

The filing organization is a mission-driven not-for-profit organization offering home and community-based services primarily to the jewish elderly of palm beach county. The goal is to help clients maintain their independence by remaining in their own homes.

As stated on its FY2025 Form 990.

Programs

  1. The neighbor to neighbor (n2n) program identifies needs and provides a full range of programs and services to enable older adults in 12 gated communities. These services are social and recreational activities, education programs, referral to medical, homecare, legal and financial services, access to preventive healthcare services, support for family caregivers and transportation for shopping and events. The just checking program provides care management services in the home. The program has been operational since 2000 and was originally designed to preserve people at home and avoid institutional care.

    $702,802 spentof which $3,634 as grants$518,109 earned by the program
    35% of program spending
  2. Homebound mitzvah program - this program brings the high holidays and passover to homebound members of the jewish community. Volunteers prepare and deliver meals, dvd's of services, religious items and prayer books to members of the community. A complete meal, including all the trimmings and a dvd religious service is provided so that jewish seniors, who are unable to prepare a traditional meal, can continue to celebrate cultural traditions that they have experienced their entire life. This program served 2,184 meals during the current year.promise fund - the promise fund is a grant allocation from the promise foundation a 501 c (3) organization. The program is designed to provide patient navigation services and diagnostic assessments as needed to patients. The program emphasizes providing assistance to low income minority and underserved populations with limited access to the existing health care network. The goal of the program is to promote early detection and provide education in those communities that typically present with stage iii and stage iv cancers.

    $488,242 spentof which $110,104 as grants
    24% of program spending
  3. Holocaust now initiative - the holocaust initiative is to identify and provide services to holocaust survivors and their families in palm beach county florida. Holocaust survivors may receive benefits from existing service providers however, it is common that the services provided are limited or incomplete. The holocaust initiative assesses client and family needs and uses the array of services available at morselife health system to fill in these gaps. Services may include, home care, chore services, rehabilitation services, housing assistance and counseling. The now initiative also actively works through community education, seminars, and an active outreach program to identify survivors that were previously not known to the organized jewish community.

    $437,222 spentof which $238,745 as grants
    22% of program spending
  4. The kosher meals on wheels program was developed in response to an unmet need in the community. Delivery is provided by volunteers and is available to the homebound elderly within a specific geographical area. Meals are kept to a nominal cost, which is actually priced to be below the cost of preparing and plating the meal. Almost all of the 31,282 home-delivered meals are delivered by a dedicated corps of volunteers who willingly give their time and services for this program. For many meals on wheels recipients, this is the one nutritious, fortified meal they receive daily, and because of an inferior public transportation system and their own inability to drive, this program is a lifeline that enables these meal recipients to remain living independently in the community. This program serves 166 clients.

    $373,127 spentof which $180 as grants$105,523 earned by the program
    19% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $2,001,393.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.3M) Expenses 100 ($1.3M)2018 Revenue 104 ($1.4M) Expenses 104 ($1.4M)2019 Revenue 110 ($1.4M) Expenses 109 ($1.4M)2020 Revenue 128 ($1.7M) Expenses 129 ($1.7M)2021 Revenue 165 ($2.2M) Expenses 162 ($2.1M)2022 Revenue 238 ($3.1M) Expenses 235 ($3.1M)2023 Revenue 302 ($4.0M) Expenses 313 ($4.1M)2024 Revenue 182 ($2.4M) Expenses 190 ($2.5M)2025 Revenue 173 ($2.3M) Expenses 182 ($2.4M)
'17'18'19'20'21'22'23'24'25
Revenue (173)Expenses (182)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $1.1M to $2.2M (+97%).

$218k
$148k
$231k
$120k
$312k
$753k
$1.1M
$2.2M
$2.3M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

73% of LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC’s revenue is contributions — about as donation-reliant as the typical peer (81% for the typical peer).

This organization
Typical peer · 11,793 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

$9k
’17
$16k
’18
$22k
’19
−$314
’20
$47k
’21
$70k
’22
−$114k
’23
−$83k
’24
−$104k
’25
0.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Keith Myers

CEO, president

Board chair

Terri Sriberg

Chairman

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed232625262530262525
Joined·+3+1+1+0+7+7+1+4
No longer listed·020121124
03Who funds it

Who funds it, year by year

2021 → 2023: the base held at 1 funder, grant income fell $33k → $15k.

Funder
'21
'22
'23
total
funders
1
1
1

Left out of every figure on this page: $18M from 5 payers (the payer shares this organization's board, largest Morselife Foundation Inc); $248k from one payer (the same organization on both sides, largest Lola & Saul Kramer Senior Services Agency Inc). These are real filings, and they are not money LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC raised.

From the IRS filings of LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC leans on a few funders — its largest provides 76% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

76%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2021 100% · 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

76% of LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC's grant income comes from Florida funders.

NJ
FL

In-state vs out-of-state, by year

’21
’22
’23
Florida out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC's revenue grew 73% between 2017 and 2025.

Operating margin−5% · bottom quartile
Months of reserve0.3mo · bottom quartile
Revenue growth (annualized)7% · below the median

this organization peer median middle 50% of peers· 6,891 human services nonprofits $1M–$10M, FY2025

Government funding LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $500k on record.

Federal$500k
grants $500kcontracts $0
Top agencies
  • Department of Labor$500k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

84% of spending goes to programs.

Program 84%Management 16%Fundraising 0%

Governance

21
board members
90%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 9 related entities

  • Joseph L Morse Health Center Inc · exempt
  • Morselife Foundation Inc · exempt
  • Morselife Housing Corporation Inc · exempt
  • Nearly New Thrift Shop of Morse Geriatric Inc · exempt
  • Friends of Morselife Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC?
LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC (Florida) receives grants from 2 organizations whose IRS filings report $198,535 to it, the largest being QUANTUM FOUNDATION INC ($150,000). 1 of them have funded it in more than one year.
How many funders does LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC have?
IRS filings report 2 organizations giving $198,535 in grants to LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC, 1 of which have funded it in more than one year.
Who is the largest funder of LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC?
QUANTUM FOUNDATION INC is the largest funder on record, with $150,000 in grants. The full list of funders is on this page.
How can an organization like LOLA & SAUL KRAMER SENIOR SERVICES AGENCY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing