Michigan · Nonprofit
Junior Achievement of North Central Michigan Inc
Junior Achievement of North Central Michigan Inc (Michigan) receives grants from 7 organizations whose IRS filings report $335,334 to it, the largest being THE HERBERT H & GRACE A DOW FOUNDATION ($120,000). 3 of them have funded it in more than one year.
- Revenue FY2025
- $710k
- Funders on record
- 7
- Grants received
- $335k
- Net assets
- $1.0M
What Junior Achievement of North Central Michigan Inc does
Mission
We are empowering young people to own their economic success. Our volunteer-based K-12 programs foster work-readiness, entrepreneurship, and financial literacy skills, and use experiential learning to inspire kids to dream big and reach their potential.
As stated on its FY2025 Form 990.
Programs
Junior Achievement provides business education within, and in coordination with, local school districts and businesses to students in elementary, middle, and high school.
$436,053 spent100% of program spendingN/a
N/a
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $436,053.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $611k to $1.0M (+67%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 16% · 2022 27% · 2023 9% · 2024 65% · 2025 37%. Grants only. Government contracts and fees sit inside program revenue.
102% of Junior Achievement of North Central Michigan Inc’s revenue is contributions — more reliant on donations than three-quarters of its peers (83% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Marc Cesere
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base held at 2 funders, grant income rose $20k → $27k.
3 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 39% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of Junior Achievement of North Central Michigan Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Junior Achievement of North Central Michigan Inc leans on a few funders — its largest provides 36% of grant income and the top three 81%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
63% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Junior Achievement of North Central Michigan Inc.
Largest funder’s share by year: 2017 56% · 2018 66% · 2019 61% · 2020 87% · 2021 100% · 2022 64% · 2023 58% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
66% of Junior Achievement of North Central Michigan Inc's grant income comes from Michigan funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $131k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
Junior Achievement of North Central Michigan Inc runs a healthier operating margin than half of the 3,482 youth development nonprofits its size.
this organization peer median middle 50% of peers· 3,482 youth development nonprofits $100k–$1M, FY2025
Organizations like Junior Achievement of North Central Michigan Inc
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Michigan
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
67% of spending goes to programs.
Governance
Public support
87%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Junior Achievement of North Central Michigan Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Junior Achievement of North Central Michigan Inc?
- Junior Achievement of North Central Michigan Inc (Michigan) receives grants from 7 organizations whose IRS filings report $335,334 to it, the largest being THE HERBERT H & GRACE A DOW FOUNDATION ($120,000). 3 of them have funded it in more than one year.
- How many funders does Junior Achievement of North Central Michigan Inc have?
- IRS filings report 7 organizations giving $335,334 in grants to Junior Achievement of North Central Michigan Inc, 3 of which have funded it in more than one year.
- Who is the largest funder of Junior Achievement of North Central Michigan Inc?
- THE HERBERT H & GRACE A DOW FOUNDATION is the largest funder on record, with $120,000 in grants. The full list of funders is on this page.
- How can an organization like Junior Achievement of North Central Michigan Inc find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Junior Achievement of North Central Michigan →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing