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Michigan · Nonprofit

GRATIOT AREA CHAMBER OF COMMERCE

GRATIOT AREA CHAMBER OF COMMERCE (Michigan) receives grants from 2 organizations whose IRS filings report $14,000 to it, the largest being FAIR FOOD NETWORK INC ($9,000). 1 of them have funded it in more than one year.

Revenue FY2025
$373k
Funders on record
2
Grants received
$14k
Net assets
$150k
1/2 repeat funderspeak grant-dependency 9%
01What it does

What Gratiot Area Chamber of Commerce does

Mission

To promote business and community growth and development and prepserve the competitive enterprise system of business.

As stated on its FY2025 Form 990.

Programs

  1. Promotes and encourages businesses to come together to exchange ideas and discuss business in the community.

    $62,983 spent$152,499 earned by the program
    28% of program spending
  2. Promote the county of gratiot.

    $161,712 spent$217,618 earned by the program
    72% of program spending

The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $224,695.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($207k) Expenses 100 ($214k) Net assets 100 ($119k)2018 Revenue 110 ($226k) Expenses 108 ($232k) Net assets 88 ($105k)2019 Revenue 100 ($207k) Expenses 103 ($222k) Net assets 85 ($101k)2020 Revenue 76 ($156k) Expenses 74 ($159k) Net assets 82 ($98k)2021 Revenue 114 ($235k) Expenses 93 ($199k) Net assets 111 ($133k)2022 Revenue 128 ($265k) Expenses 119 ($255k) Net assets 120 ($143k)2023 Revenue 144 ($298k) Expenses 145 ($312k) Net assets 109 ($130k)2024 Revenue 178 ($367k) Expenses 162 ($347k) Net assets 126 ($151k)2025 Revenue 180 ($373k) Expenses 174 ($373k) Net assets 126 ($150k)
'17'18'19'20'21'22'23'24'25
Revenue (180)Expenses (174)Net assets (126)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $311k to $379k (+22%).

$219k
$216k
$209k
$239k
$278k
$291k
$280k
$311k
$379k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 9 reported years ran a deficit.

−$8k
’17
−$5k
’18
−$15k
’19
−$3k
’20
$36k
’21
$10k
’22
−$13k
’23
$20k
’24
−$495
’25
12
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed9101110965411
Joined·+1+5+2+0+0+1+3+7
No longer listed·04313240
03Who funds it

Who funds it, year by year

2020 → 2021: the base narrowed from 2 funders to 1 funder, grant income fell $14k → $0.

Funder
'20
'21
total
$9k
funders
2
1

From the IRS filings of GRATIOT AREA CHAMBER OF COMMERCE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

GRATIOT AREA CHAMBER OF COMMERCE leans on a few funders — its largest provides 64% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund GRATIOT AREA CHAMBER OF COMMERCE.

64%
largest funder
100%
top three
~2
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of GRATIOT AREA CHAMBER OF COMMERCE's grant income comes from Michigan funders.

MI

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding GRATIOT AREA CHAMBER OF COMMERCE receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $9k on record.

Federal$9k
grants $9kcontracts $0
Top agencies
  • Department of Agriculture$9k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like GRATIOT AREA CHAMBER OF COMMERCE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Michigan

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

60% of spending goes to programs.

Program 60%Management 40%Fundraising 0%

Governance

5
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Footprint & structure

Files a return copy in 1 state

MI

Screen this organization

A dated, signed PDF of the compliance screen for GRATIOT AREA CHAMBER OF COMMERCE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds GRATIOT AREA CHAMBER OF COMMERCE?
GRATIOT AREA CHAMBER OF COMMERCE (Michigan) receives grants from 2 organizations whose IRS filings report $14,000 to it, the largest being FAIR FOOD NETWORK INC ($9,000). 1 of them have funded it in more than one year.
How many funders does GRATIOT AREA CHAMBER OF COMMERCE have?
IRS filings report 2 organizations giving $14,000 in grants to GRATIOT AREA CHAMBER OF COMMERCE, 1 of which have funded it in more than one year.
Who is the largest funder of GRATIOT AREA CHAMBER OF COMMERCE?
FAIR FOOD NETWORK INC is the largest funder on record, with $9,000 in grants. The full list of funders is on this page.
How can an organization like GRATIOT AREA CHAMBER OF COMMERCE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Gratiot Area Chamber of Commerce →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing