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Florida · Nonprofit

Floridians For Honest Lending

Floridians For Honest Lending (Florida) receives grants from 1 organization whose IRS filings report $162,417 to it, the largest being HOPEWELL FUND ($162,417). 1 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2022
$136k
Funders on record
1
Grants received
$162k
Net assets
$50k
1/1 repeat funders
01What it does

What Floridians For Honest Lending does

Mission

At Floridians for Honest Lending we are committed to empowering homeowners and advocating for fair transparent lending practices in Florida. Our mission is to protect the financial well-being of Florida residents by championing a comprehensive Homeowners Bill of Rights opposing unjust interest rate hikes and demanding meaningful reform of lender-placed insurance policies. We stand firmly against predatory lending behaviors that threaten the security and stability of our communities and we work tirelessly to ensure that Floridians have access to honest equitable and responsible lending options.

As stated on its FY2022 Form 990.

Programs

  1. A Homeowners Bill of Rights ensures that Florida residents have fundamental protections in their interactions with lenders. This initiative aims to provide clear guidelines and safeguards against unfair practices making it easier for homeowners to understand their rights and seek fair treatment. This includes transparency on loan terms protections against sudden foreclosure and a pathway for resolving disputes.

    $21,800 spentof which $35,000 as grants
    50% of program spending
  2. High interest rates can place undue financial strain on homeowners making monthly payments challenging and increasing the risk of default and foreclosure. By opposing state-level interest rate hikes Floridians for Honest Lending advocates for a more affordable lending environment where Florida homeowners are not disproportionately burdened by their mortgage costs.

    $11,508 spentof which $25,000 as grants
    26% of program spending
  3. Lender-placed insurance also known as force-placed insurance is a policy that lenders can impose on a borrowers property if the homeowners own insurance lapses. However these policies often come with higher premiums and limited coverage creating additional financial burdens for borrowers. By advocating for reform in lender-placed insurance we aim to establish fair pricing ensure adequate coverage and hold lenders accountable for transparently managing these policies. For the general public reforming lender-placed insurance means lower premiums fewer unexpected charges and fairer lending practices that prevent homeowners from being subjected to inflated or inadequate insurance. Ultimately it protects homeowners from unnecessary expenses and financial strain.

    $10,570 spentof which $20,000 as grants
    24% of program spending
  4. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 4 programs described on its FY2022 Form 990, listed largest first by expense. Program spending in total: $43,878.

02The organization over time
03Who funds it

Who funds it, year by year

2021 → 2023: the base held at 1 funder, grant income fell $136k → $26k.

Funder
'21
'23
total
funders
1
1

1 of 1 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 100% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Floridians For Honest Lending’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Floridians For Honest Lending's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Too little is directly attributable to place on a map.

Funder states come from each funder’s own filing. $162k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like Floridians For Honest Lending

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

51% of spending goes to programs.

Program 51%Management 49%Fundraising 0%

Governance

3
board members
67%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

FL

Screen this organization

A dated, signed PDF of the compliance screen for Floridians For Honest Lending: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Floridians For Honest Lending?
Floridians For Honest Lending (Florida) receives grants from 1 organization whose IRS filings report $162,417 to it, the largest being HOPEWELL FUND ($162,417). 1 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Floridians For Honest Lending have?
IRS filings report 1 organization giving $162,417 in grants to Floridians For Honest Lending, 1 of which have funded it in more than one year.
Who is the largest funder of Floridians For Honest Lending?
HOPEWELL FUND is the largest funder on record, with $162,417 in grants. The full list of funders is on this page.
How can an organization like Floridians For Honest Lending find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Floridians For Honest Lending →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2022 (financials across 2022–2022), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing