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Puerto Rico · Nonprofit

COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA

COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA (Puerto Rico) receives grants from 1 organization whose IRS filings report $27,500 to it, the largest being INCLUSIV INC ($27,500). 1 of them have funded it in more than one year.

Revenue FY2024
$4.3M
Funders on record
1
Grants received
$28k
Net assets
$19M
1/1 repeat funderspeak grant-dependency 0%
01What it does

What Cooperativa de Ahorro y Credito de Florida does

Mission

The organizations mission are provide financial services to its members and the community.

As stated on its FY2024 Form 990.

Programs

  1. The organization's mission is to provide financial services to its members and the community in general. The credit union keeps providing financial services to its members. Nterest income of $6,450,924 and total expeneses of $3,611,269

    $3,611,269 spent
    100% of program spending
  2. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $3,611,269.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended.

100 = 20212021 Revenue 100 ($5.6M) Expenses 100 ($3.8M) Net assets 100 ($14M)2022 Revenue 54 ($3.0M) Expenses 62 ($2.4M) Net assets 105 ($15M)2023 Revenue 123 ($6.8M) Expenses 89 ($3.4M) Net assets 125 ($18M)2024 Revenue 78 ($4.3M) Expenses 85 ($3.2M) Net assets 134 ($19M)
2021202220232024
Revenue (78)Expenses (85)Net assets (134)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $61M to $62M (+2%).

$61M
$61M
$62M
$62M
2021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 4 reported years ran a deficit.

$1.8M
’21
$679k
’22
$3.5M
’23
$1.1M
’24
37
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

2021202220232024
Listed8333
Joined·+2+0+0
No longer listed·700
03Who funds it

Who funds it, year by year

2020 → 2023: the base held at 1 funder, grant income rose $10k → $11k.

Funder
'20
'21
'23
total
Inclusiv Incunclassified
$28k
funders
1
1
1

From the IRS filings of COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA draws 100% of its grant income from funders outside Puerto Rico, across 1 state in all.

NY

In-state vs out-of-state, by year

’20
’21
’23
Puerto Rico out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Puerto Rico

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

0% of spending goes to programs.

Program 0%Management 100%Fundraising 0%

Governance

7
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Footprint & structure

Files a return copy in 1 state

Screen this organization

A dated, signed PDF of the compliance screen for COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA?
COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA (Puerto Rico) receives grants from 1 organization whose IRS filings report $27,500 to it, the largest being INCLUSIV INC ($27,500). 1 of them have funded it in more than one year.
How many funders does COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA have?
IRS filings report 1 organization giving $27,500 in grants to COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA, 1 of which have funded it in more than one year.
Who is the largest funder of COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA?
INCLUSIV INC is the largest funder on record, with $27,500 in grants. The full list of funders is on this page.
How can an organization like COOPERATIVA DE AHORRO Y CREDITO DE FLORIDA find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Puerto Rico. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Cooperativa de Ahorro y Credito de Florida →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2021–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing