Nonprofit screen
Screen a listConsumer Credit Counseling Service of Western North Carolina Inc
Can you give?
Listed with the IRS. Every screen came back clear.
A 501(c)(3) on the IRS master file.
- IRS nonprofit listing
- No issue
- Revocation
- None
- IRS files
- Agree
- Sanctions
- No match
- IRS bulletin
- No notice
- California
- No record
- Charity type
- 509(a)(1)
$1.2Mrevenue
FY2025 · +10% in 3 yrs19staff
8 of 8years filed
’18’19’20’21’22’23’24’25
Revenue and spendingRevenueSpendingDeficit
Against similar nonprofits FY2025
Operating margin6.3%
Months of reserve9.7mo
Revenue growth (annualized)+1.0%
Middle half of peersMedianConsumer Credit Counseling Service of Western North Carolina
Where the money goes FY2025 · $1.1M spent
Programs$866k78%Management and general$162k15%Fundraising$77k7%990 FY2025 · Part IX line 25
Worth checking1
Deficits in 2 of the last 3 years
−$70k in FY2023 and −$98k in FY2024. Cash covers 9.7 months, above the peer median of 3.2.
990 Part I and balance sheetIn its favor3
Strong governance
18 of 18 board members independent. Conflict-of-interest and whistleblower policies, audited financial statements, board reviews the 990.
990 Part VIFunders stay
6 of the 8 funders that gave before FY2021 are still giving.
Funders’ 990-PF grant listsA history of government grants
Government grants on 9 of its 9 returns, 7% of revenue in FY2025.
990 Part VIII21funders
$389ka year, last 3 years
34%from its largest funder
Funder’17’18’19’20’21’22’23North Carolina Housing Coalition IncEvery year since FY2017$93k$106k$51k$58k$56k$58k$36kDogwood Health TrustSince FY2020$13k$100k$100k$200kUnited Way of Asheville and Buncombe County IncStopped after FY2022$82k$72k$69k$51k$52k$21k–National Foundation for Credit Counseling IncEvery year since FY2017$20k$30k$11k$28k$7k$13k$23kAnc Healthcare IncOn and off$100kHenderson County United Way IncEvery year since FY2017$15k$13k$12k$11k$22k$7k$6kDonor-advised giftsDonors not disclosed$11k$48k$26k$332k5 other fundersUp to $19k a year each$20k$25k$15k$21k
FundedThrough a donor-advised fundStopped