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Georgia · Nonprofit

CIRCLES COBB INC

CIRCLES COBB INC (Georgia) receives grants from 3 organizations whose IRS filings report $327,570 to it, the largest being COBB COMMUNITY FOUNDATION INC ($309,570). 1 of them have funded it in more than one year, and 95% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$244k
Funders on record
3
Grants received
$328k
Net assets
$175k
1/3 repeat funderspeak grant-dependency 97%
01What it does

What Circles Cobb Inc does

Mission

Circles cobb builds community to end poverty through intentional friendships, personal transformation, and systemic change led by the people closest to the challenge.

As stated on its FY2025 Form 990.

Programs

  1. Circles cobb empowers individuals and families living at or below the federal poverty guideline to achieve economic mobility through intentional friendships, financial education, career advancement, and long-term support. Participants in our first cohort achieved an average income increase of more than 90% within 21 months.each participant is paired with trained volunteer mentors who provide encouragement, accountability, and social capital as families work toward personal and financial goals. Weekly programming includes meals, childcare, financial literacy, workforce development, and goal coaching designed to reduce barriers and promote long-term stability, all at no cost to participants.

    $150,335 spent$170,762 earned by the program
    70% of program spending
  2. Through its two-year program, circles cobb provides practical supports designed to promote long-term financial stability and economic mobility. In addition to weekly coaching and relationship-based support, participants have access to matched savings opportunities that help build emergency savings and achieve financial goals, low-interest emergency loans during periods of financial hardship, and affordable mental health counseling services for both adults and children.additional support may include transportation assistance, career development resources, financial coaching, and connections to community resources that help families move from striving to thriving.

    $32,215 spent$36,592 earned by the program
    15% of program spending
  3. Through its big view initiative, circles cobb works to address systemic barriers to economic mobility identified by participants, including mental health access, housing instability, and eviction prevention. In 2025, participant-led discussions resulted in community resiliency model training for participants, staff, and volunteers, equipping families with practical stress-management techniques that can be used and taught at home.participants also contributed to public education efforts through mental health podcast discussions and the creation of community eviction prevention videos designed to educate families and the broader community on housing stability, eviction prevention, tenant rights, and pathways to recovery.

    $32,215 spent$36,592 earned by the program
    15% of program spending

The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $214,765.

02The organization over time

The organization over time

Each line starts at 100 in 2023, so what you read is the shape rather than the size: 150 means half as much again as 2023, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20232023 Revenue 100 ($129k) Expenses 100 ($139k) Net assets 100 ($74k)2024 Revenue 195 ($250k) Expenses 129 ($179k) Net assets 197 ($145k)2025 Revenue 190 ($244k) Expenses 155 ($215k) Net assets 236 ($175k)
202320242025
Revenue (190)Expenses (155)Net assets (236)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $74k to $150k (+103%).

$74k
$150k
$183k
202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2023
2024
2025
ContributionsProgram revenueInvestmentOther

98% of CIRCLES COBB INC’s revenue is contributions — more donation-reliant than the typical peer (91% for the typical peer).

This organization
Typical peer · 23,940 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 3 reported years ran a deficit.

−$10k
’23
$71k
’24
$29k
’25
10
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Andy Starnes

Board chair

As listed on its FY2025 Form 990.

20242025
Listed1917
Joined·+5
No longer listed·7
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

1 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 95% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CIRCLES COBB INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CIRCLES COBB INC leans on a few funders — its largest provides 95% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

97% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CIRCLES COBB INC.

95%
largest funder
100%
top three
~1
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

95% of CIRCLES COBB INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $18k that is directly attributable, 100% of it comes from Georgia funders.

GA

Funder states come from each funder’s own filing. $310k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CIRCLES COBB INC has grown faster than three-quarters of the 13,917 human services nonprofits its size.

Operating margin12% · above the median
Months of reserve10.2mo · above the median
Revenue growth (annualized)38% · top quartile

this organization peer median middle 50% of peers· 13,917 human services nonprofits $100k–$1M, FY2025

Organizations like CIRCLES COBB INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Georgia

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

100% of spending goes to programs.

Program 100%Management 0%Fundraising 0%

Governance

17
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Footprint & structure

Files a return copy in 1 state

GA

Screen this organization

A dated, signed PDF of the compliance screen for CIRCLES COBB INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CIRCLES COBB INC?
CIRCLES COBB INC (Georgia) receives grants from 3 organizations whose IRS filings report $327,570 to it, the largest being COBB COMMUNITY FOUNDATION INC ($309,570). 1 of them have funded it in more than one year, and 95% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does CIRCLES COBB INC have?
IRS filings report 3 organizations giving $327,570 in grants to CIRCLES COBB INC, 1 of which have funded it in more than one year.
Who is the largest funder of CIRCLES COBB INC?
COBB COMMUNITY FOUNDATION INC is the largest funder on record, with $309,570 in grants. The full list of funders is on this page.
How can an organization like CIRCLES COBB INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Georgia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Circles Cobb →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2023–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing