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Massachusetts · Nonprofit

CENTER FOR LIVING & WORKING INC

CENTER FOR LIVING & WORKING INC (Massachusetts) receives grants from 1 organization whose IRS filings report $46,763 to it, the largest being SENIOR CONNECTIONS INC ($46,763). 1 of them have funded it in more than one year.

Revenue FY2025
$5.3M
Funders on record
1
Grants received
$47k
Net assets
$2.8M
1/1 repeat funderspeak grant-dependency 0%
01What it does

What Center for Living & Working Inc does

Mission

We work to ensure that individuals with disabilities can live independently as equal members of society.

As stated on its FY2025 Form 990.

Programs

  1. Personal care management ("pcm"):every year clw serves approximately 2,300 people in central massachusetts who are enrolled in masshealth or other qualifying insurance and require the assistance of a personal care attendant ("pca") to achieve independence. As an independent living center, clw is committed to assuring that those served have control in managing their own personal care. This commitment translates to a paradigm shift- the person with the disability becomes the employer, employing his/her own personal care attendant(s). Clw provides information and orientation and skills training to each individual on how to meet their own personal care needs, how to interview pcas and check references. Clw's clinical staff conduct clinical evaluations for individuals enrolled/enrolling into the pca program. Clw provides pcm services to members enrolled in senior care options and one care plans.

    $1,930,341 spent$2,332,001 earned by the program
    46% of program spending
  2. Independent living ("il"):clw assists individuals with disabilities learn to live more independently. Independent living specialists/skills trainers provide one-to-one services and workshops to individuals throughout central massachusetts. These services include: information and referral, independent living skills training, peer counseling, individual and systems advocacy, and nursing facility transition services. Skill training services include: consumer/legal rights, education/training, finances/benefits, health care/nutrition, housing, self-care/daily living, personal/self-help and social/recreation. An additional service for individuals who are enrolled with massability vocational rehabilitation ("vr"), is the il program. Through individualized contracts with massability vr, clw provides vocational support and wrap around services for the individual preparing for employment.

    $1,407,566 spentof which $26,273 as grants$65 earned by the program
    34% of program spending
  3. Deaf and hard of hearing independent living services ("dhils"):clw's deaf and hard of hearing independent living services provides a variety of services to deaf and hard of hearing consumers. Clw accepts referrals from other agencies or individuals may self-refer by visiting or calling the office. Services provided are in the following areas of independent living services: skills training, peer mentoring program, problem solving assistance, crisis intervention, advocacy program, information and referral, outreach and community education, education/social events, volunteer/internship program and assistive device training/loaner program.

    $448,564 spent$2,453 earned by the program
    11% of program spending
  4. Transitions to adulthood program ("tap"):clw's tap provides independent living services to individuals with disabilities, aged 14 through 21, in preparation for their transition from an educational setting to living independently in the community. Tap skills trainers provides guidance to individuals and their support system (family, school representatives, massability counselors, etc.) with the individual education plan ("iep") and individual transition plan ("itp") process. To align with the goals of the work, innovation, and opportunity act ("wioa") and the federal funding component of the tap contract, innovative services strengthen the successful outcomes of transition age youth. One care long-term supports and services ("ltss"): through the one care program, clw provides long-term services and supports coordination to individuals who are enrolled in both masshealth and medicare and have opted to participate in a self-directed health care model through tufts, commonwealth care alliance or united healthcare. Acquired brain injury and moving forward plan - transitional assistance services: clw assists individuals of all ages, living in an institutional setting (nursing facility,…

    $378,191 spentof which $23,816 as grants$183,368 earned by the program
    9% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $4,164,662.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($3.4M) Expenses 100 ($3.1M) Net assets 100 ($1.4M)2018 Revenue 104 ($3.6M) Expenses 109 ($3.4M) Net assets 111 ($1.6M)2019 Revenue 109 ($3.7M) Expenses 111 ($3.5M) Net assets 128 ($1.8M)2020 Revenue 114 ($3.9M) Expenses 119 ($3.7M) Net assets 141 ($2.0M)2021 Revenue 124 ($4.2M) Expenses 124 ($3.9M) Net assets 164 ($2.3M)2022 Revenue 136 ($4.6M) Expenses 142 ($4.4M) Net assets 178 ($2.5M)2023 Revenue 140 ($4.8M) Expenses 152 ($4.8M) Net assets 171 ($2.4M)2024 Revenue 143 ($4.9M) Expenses 152 ($4.8M) Net assets 179 ($2.5M)2025 Revenue 155 ($5.3M) Expenses 160 ($5.0M) Net assets 198 ($2.8M)
'17'18'19'20'21'22'23'24'25
Revenue (155)Expenses (160)Net assets (198)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $3.1M to $4.9M (+58%).

$2.3M
$2.4M
$2.6M
$2.7M
$2.9M
$3.1M
$4.9M
$4.8M
$4.7M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 81% · 2018 78% · 2019 76% · 2020 46% · 2021 44% · 2022 44% · 2023 45% · 2024 45% · 2025 45%. Grants only. Government contracts and fees sit inside program revenue.

46% of CENTER FOR LIVING & WORKING INC’s revenue is contributions — about as donation-reliant as the typical peer (81% for the typical peer).

This organization
Typical peer · 11,793 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$281k
’17
$152k
’18
$238k
’19
$186k
’20
$319k
’21
$206k
’22
$27k
’23
$107k
’24
$275k
’25
6.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Margaret Coffin

CEO

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2017 and FY2018 filings.

'17'18'19'20'21'22'23'24'25
Listed121412121214161616
Joined·+2+0+1+0+3+3+1+0
No longer listed·02101110
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'23
'24*
total
$47k
funders
1
1

From the IRS filings of CENTER FOR LIVING & WORKING INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of CENTER FOR LIVING & WORKING INC's grant income comes from Massachusetts funders.

MA

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CENTER FOR LIVING & WORKING INC runs a healthier operating margin than half of the 6,891 human services nonprofits its size.

Operating margin5% · above the median
Months of reserve6.1mo · above the median
Revenue growth (annualized)6% · below the median

this organization peer median middle 50% of peers· 6,891 human services nonprofits $1M–$10M, FY2025

Organizations like CENTER FOR LIVING & WORKING INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

83% of spending goes to programs.

Program 83%Management 17%Fundraising 0%

Governance

12
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

96%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MA

Screen this organization

A dated, signed PDF of the compliance screen for CENTER FOR LIVING & WORKING INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CENTER FOR LIVING & WORKING INC?
CENTER FOR LIVING & WORKING INC (Massachusetts) receives grants from 1 organization whose IRS filings report $46,763 to it, the largest being SENIOR CONNECTIONS INC ($46,763). 1 of them have funded it in more than one year.
How many funders does CENTER FOR LIVING & WORKING INC have?
IRS filings report 1 organization giving $46,763 in grants to CENTER FOR LIVING & WORKING INC, 1 of which have funded it in more than one year.
Who is the largest funder of CENTER FOR LIVING & WORKING INC?
SENIOR CONNECTIONS INC is the largest funder on record, with $46,763 in grants. The full list of funders is on this page.
How can an organization like CENTER FOR LIVING & WORKING INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Center for Living & Working →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing