Nonprofit screen
Screen a listCambridge Credit Counseling Corp
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Listed with the IRS, but California flags it.
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- IRS nonprofit listing
- No issue
- Revocation
- None
- IRS files
- Agree
- Sanctions
- No match
- IRS bulletin
- No notice
- California
- Not current
- Charity type
- 509(a)(2)
$9.0Mrevenue
FY2025 · +27% in 3 yrs90staff
7 of 8years filed
’18’19’20’21’22’23’24’25
Revenue and spendingRevenueSpendingDeficit
Against similar nonprofits FY2025
Operating margin−9.6%
Months of reserve3.0mo
Revenue growth (annualized)+2.6%
Middle half of peersMedianCambridge Credit Counseling
Where the money goes FY2025 · $9.9M spent
Programs$6.9M70%Management and general$3.0M30%990 FY2025 · Part IX line 25
Worth checking2
Government grants fell 82% in FY2025
$633k in FY2024, $115k in FY2025.
990 Part VIIIDeficits in 2 of the last 3 years
−$371k in FY2024 and −$864k in FY2025. Cash covers 3.0 months, under the peer median of 3.2.
990 Part I and balance sheetIn its favor1
Strong governance
10 of 12 board members independent. Conflict-of-interest and whistleblower policies, audited financial statements, board reviews the 990.
990 Part VI3funders
$947ka year, last 3 years
56%from its largest funder
Funder’20’21’22’23Homefree USA IncEvery year since FY2020$229k$22k$465k$1.1MConsumer Credit Counseling Service of San Francisco Dba BalanceSince FY2021$202k$216k$389kNational Foundation for Credit Counseling IncSince FY2021$72k$261k$122k
Funded