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Maryland · Nonprofit

BYWATER MUTUAL HOMES INC

BYWATER MUTUAL HOMES INC (Maryland) receives grants from 1 organization whose IRS filings report $1,924 to it, the largest being CHASE HOME INC ($1,924). 0 of them have funded it in more than one year.

Revenue FY2024
$4.1M
Funders on record
1
Grants received
$2k
Net assets
$4.6M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Bywater Mutual Homes Inc does

Mission

To provide affordable cooperative housing in accordance with section 236 of the national housing act.

As stated on its FY2024 Form 990.

Program

  1. Bywater mutual homes, inc. (the "entity") was organized in december 1970 to acquire an interest in real property located in annapolis, maryland and to construct and operate two cooperative townhouse complexes; one has 76 units and is known as bywater mutual homes, inc., section I and one has 232 units and is known as bywater mutual homes, inc., section ii. Both section I and section ii are operated under section 236 of title ii of the national housing act. Such projects are regulated by the u.s. Department of housing and urban development ("hud") as to dwelling unit charges and operating methods.

    $3,340,182 spent$2,076,777 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $3,340,182.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($3.3M) Expenses 100 ($3.0M) Net assets 100 ($2.6M)2018 Revenue 100 ($3.3M) Expenses 99 ($3.0M) Net assets 113 ($2.9M)2019 Revenue 107 ($3.6M) Expenses 111 ($3.3M) Net assets 123 ($3.2M)2020 Revenue 105 ($3.5M) Expenses 102 ($3.1M) Net assets 139 ($3.6M)2021 Revenue 108 ($3.6M) Expenses 107 ($3.2M) Net assets 153 ($4.0M)2022 Revenue 103 ($3.5M) Expenses 112 ($3.4M) Net assets 156 ($4.0M)2023 Revenue 108 ($3.6M) Expenses 110 ($3.3M) Net assets 168 ($4.3M)2024 Revenue 123 ($4.1M) Expenses 128 ($3.9M) Net assets 178 ($4.6M)
'17'18'19'20'21'22'23'24
Revenue (123)Expenses (128)Net assets (178)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $11M to $12M (+5%).

$11M
$11M
$11M
$12M
$12M
$12M
$12M
$12M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 39% · 2022 41% · 2023 39% · 2024 47%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$336k
’17
$348k
’18
$238k
’19
$422k
’20
$382k
’21
$91k
’22
$282k
’23
$269k
’24
1.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed44444454
Joined·+0+0+0+0+0+1+1
No longer listed·0000002
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'23
total
funders
1

From the IRS filings of BYWATER MUTUAL HOMES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of BYWATER MUTUAL HOMES INC's grant income comes from Maryland funders.

MD

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like BYWATER MUTUAL HOMES INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maryland

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

87% of spending goes to programs.

Program 87%Management 13%Fundraising 0%

Governance

4
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for BYWATER MUTUAL HOMES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds BYWATER MUTUAL HOMES INC?
BYWATER MUTUAL HOMES INC (Maryland) receives grants from 1 organization whose IRS filings report $1,924 to it, the largest being CHASE HOME INC ($1,924). 0 of them have funded it in more than one year.
How many funders does BYWATER MUTUAL HOMES INC have?
IRS filings report 1 organization giving $1,924 in grants to BYWATER MUTUAL HOMES INC.
Who is the largest funder of BYWATER MUTUAL HOMES INC?
CHASE HOME INC is the largest funder on record, with $1,924 in grants. The full list of funders is on this page.
How can an organization like BYWATER MUTUAL HOMES INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Bywater Mutual Homes →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing