Nonprofit screen
Screen a listBusiness and Community Lenders of Texas
Can you give?
Listed with the IRS. Every screen came back clear.
A 501(c)(3) on Publication 78 and the IRS master file.
- IRS nonprofit listing
- No issue
- Revocation
- None
- IRS files
- Agree
- Sanctions
- No match
- IRS bulletin
- No notice
- California
- No record
- Charity type
- 509(a)(1)
$2.7Mrevenue
FY2025 · −61% in 3 yrs18staff
8 of 8years filed
’18’19’20’21’22’23’24’25
Revenue and spendingRevenueSpendingDeficit
Against similar nonprofits FY2025
Operating margin−68.6%
Months of reserve29.2mo
Revenue growth (annualized)−1.0%
Middle half of peersMedianBusiness and Community Lenders of Texas
Where the money goes FY2025 · $4.5M spent
Programs$3.9M86%Management and general$653k14%990 FY2025 · Part IX line 25
Worth checking2
Government grants fell 92% in FY2023
$2.6M in FY2022, $213k in FY2023.
990 Part VIIIDeficits in 3 of the last 3 years
−$351k in FY2023, −$880k in FY2024 and −$1.8M in FY2025. Cash covers 29.2 months, above the peer median of 5.4.
990 Part I and balance sheetIn its favor1
Strong governance
8 of 8 board members independent. Conflict-of-interest and whistleblower policies, audited financial statements, board reviews the 990.
990 Part VI23funders
$911ka year, last 3 years
51%from its largest funder
Funder’17’18’19’20’21’22’23Neighborhood Reinvestment CorporationEvery year since FY2017$350k$505k$534k$517k$567k$469k$371kJpmorgan Chase FoundationSince FY2022$250k$250kOpportunity Finance NetworkOn and off$250kComerica Charitable FoundationStopped after FY2022$50k$50k$50k–Mufg Union Bank Foundation AgStopped after FY2021$70k$35k–The Dallas EcSince FY2022$33k$25kDonor-advised giftsDonors not disclosed$320k8 other fundersUp to $46k a year each$76k$22k$20k$21k
FundedThrough a donor-advised fundStopped