How much did WORKERS FEDERAL CREDIT UNION FKA grant in FY2020?

WORKERS FEDERAL CREDIT UNION FKA reported 12 grants totaling $420,039 in its FY2020 IRS filing.

Where is WORKERS FEDERAL CREDIT UNION FKA based?

WORKERS FEDERAL CREDIT UNION FKA is based in MA.

WORKERS FEDERAL CREDIT UNION FKA

Foundation Dossiers

· Public charity

WORKERS FEDERAL CREDIT UNION FKA

The organization is a state chartered credit union that serves members who live or work in massachusetts.

$420k

Granted FY2020

Grants

Communities

$209k

Largest

01What you fund

0193% classified

What you funded, over time

Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2019–2020.

Philanthropy$419kHealth$50kInternational$16kEducation$10kHuman Services$10kArts & Culture$10kHousing & Shelter$8kCivil Rights$5kOther$40k

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2019

artexhibitions

2020

housingtogetherpartbuildvolunteershfhihabitat humanity

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2020 · 12 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2020

Under $10k8 grants · $43k
$10k–50k2 grants · $26k
$50k–250k2 grants · $259k

$5,000

Median grant

States reached

Total assets

Largest grants

UNITED WAY OF NORTH CENTRAL MASS INC$209,456
HEYWOOD HEALTHCARE$50,000
HABITAT FOR HUMANITY$16,409
MONTY TECH FOUNDATION$10,000
NEWVUE COMMUNITIES$8,000
MONTACHUSETT OPPORTUNITY COUNCIL$5,000
DISCOVERY MUSEUM$5,000
NORTH CENTRAL MA CHAMBER OF COMMERCE$5,000
NORTH STAR FAMILY SERVICES$5,000
SIZER SCHOOL FOUNDATION$5,000
NORTH CENTRAL MA DEVELPMENT CORPORATION$5,000
NAACP$5,000

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY20–20, $10k) land where the poverty rate runs at 11% — the area typically sits at 6%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

77%of every dollar goes to organizations you’ve funded before.

$439k · 3 repeat orgs$130k to everyone else

3 repeat relationships — 3 still active in FY2020, 0 since wound down; 9 grantees were first funded in FY2020 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

Total granted

$439k

$20k

Median revenue growth · since first grant

+76%

+143%

Still filing today

100%

25%

New vs renewed · share of each year

In FY2020, 67% of grant dollars renewed an existing relationship; $109k went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Arts & CultureHuman ServicesPhilanthropyEducationHealthInternationalOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

UW
UNITED WAY OF NORTH CENTRAL MASS INC
2× · 2019–2020 · $419k · revenue +76%
SS
SIZER SCHOOL FOUNDATION
2× · 2019–2020 · $10k · revenue -81%
NC
NORTH CENTRAL MA DEVELPMENT CORPORATION
2× · 2019–2020 · $10k · revenue +231%

Funded once

JS
JBM SILKSCREEN-LUNENBURG POLICE
one grant, 2019 · $5k
FITCHBURG ART MUSEUMgraduated
one grant, 2019 · $5k · revenue +143%
FR
FATV-NAMING RIGHTS SPONSOR
one grant, 2019 · $5k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

North Central Mass Chamber of Commerce

To advance the economic development of north central massachusetts by creating and sustaining relationships among businesses and between businesses and the community.

—

Newvue Affordable Housing Corporation

Newvue affordable housing corporation is a nonprofit organization that develops and provides affordable housing to low and moderate income households in north central massachusetts.

—

Greater Northampton Chamber of Commerce

The mission of the greater northampton chamber of commerce, a membership organization, is to be a catalyst for collaboration and innovation to foster a thriving economy & community invigorated by diversity, equity, and inclusion.

—

Newton Community Service Centers Inc

Multi-service center that strengthens community through support services and education.

—

Northeast Business Group

Empowering our members to drive excellence and achieve the highest value in healthcare delivery and the consumer experience.

—

Northeast Clean Energy Council Inc

NECEC leads the just, equitable and rapid transition to a clean energy future and diverse climate economy.

Community Improvement

Masshire North Central Workforce Board

Provide job driven employment and educational services that expand opportunities for young people and adults in north central massachusetts and provide employers with the competitive workforce they need to succeed

Employment

Northeast State Community College

The northeast state community college foundation promotes and supports academic and educational scholarship, community service, and other programs offered by the college in an effort to provide the resources necessary for students to have…

Education

Massachusetts Fair Housing Center Inc

Mfhc is committed to ending systemic housing discrimination and creating inclusive communities through education, outreach, advocacy, housing counseling and enforcement.

Housing & Shelter

North End Community Health Committee

To operate a community health center providing a full range of health care services including medical, dental, vision, mental health and elder services to residents of the north end, charlestown and west end of boston, massachusetts.

Health

Needham Historical Society Inc

The Needham Historical Society (d/b/a Needham History Center & Museum) is a local non-profit whose mission is to engage and educate the community about the history of the town and its people, and to preserve the treasures of Needham's…

Arts & Culture

Northeast Arc Inc

Helping adults and children with disabilities, (incl asd), become full participants in the community.

—

For reference, the grantee most central to the portfolio’s shape is Newvue Communities Inc and the most unlike its peers is Habitat for Humanity International Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

05the grantee network

12 grantees, every filing reconciled, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

12/12

Grantees still filing

11/12

Grew since you first funded

Where your money sits — by cause, then by grantee

Philanthropy$418,815Health$50,000Other$53,400International$16,409Education$10,000Human Services$10,000Arts & Culture$10,000

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Community Foundation of North CentralMA22.4× affinity8 shared granteesties to 8 of 8Hover any node to trace its alignments.Compare side by side →

Open a dossier: Community Foundation of North Central · Rollstone Charitable Foundation Inc · United Way of North Central Mass Inc · Hometown Bank Community Foundation Inc · Greater Worcester Community Foundation · Douglas & Isabelle Crocker Foundation · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation WORKERS FEDERAL CREDIT UNION FKA funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2025

’20’21’22’23’24’25

no gov moneyreceives it· size = income

2get no government money at all

0rely on government for over half their income

typical government reliance, FY20–25

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: SIZER SCHOOL FOUNDATION.

Agentic due diligence · confidence × risk

Financial management

low risk

~11 months of operating runway; revenue contracted over 7 filed years.

Track record & reputation

low risk

7 years of Form 990 filings, still active.

Legal standing

low risk

US 501(c)(3); EIN 043573636 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on SIZER SCHOOL FOUNDATION, cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

On trackFinancial stability— Roughly 11 months of cash on hand.
WatchSustained operations— Filing through 2025; revenue contracted over the period.
On trackReliance on your funding— Your grants peaked at 25% of their budget — diversified.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to Workers Federal Credit Union Fka?

Find your warmest path to Workers Federal Credit Union Fka through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

WORKERS FEDERAL CREDIT UNION FKA

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

12 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Workers Federal Credit Union Fka?

More from the funding graph

WORKERS FEDERAL CREDIT UNION FKA

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

12 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Workers Federal Credit Union Fka?

More from the funding graph