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The Savings Bank Charitable Foundation at a glance

· Private foundation

The Savings Bank Charitable Foundation

Its FY2025 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$68k
Granted FY2025still arriving
23
Grants FY2025still arriving
1
States reached
$7k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Housing & Shelter$116kFood & Nutrition$109kHuman Services$104kYouth Development$55kHealth$39kArts & Culture$26kEducation$15kPhilanthropy$8kOther$0
02FY2025 · 23 grants

Where the money goes

Grants by size, and the largest recipients.

$3,000
Median grant
1
States reached
$958k
Total assets
Largest grants
RecipientAmount
Wakefield Food Pantry$6,500
Mission of Deeds$5,000
Neighbors in Need$5,000
Emmaus$5,000
Bread & Roses$4,500
Lazarus House Ministries$4,000
Communitas$3,768
Mystic Valley Elder Services$3,000
Essex Art Center$3,000
Riverbend$3,000
Boys & Girls Club of Lawrence$3,000
Boys & Girls Club of Metro North$3,000
Massachusetts Coalition for the Homeless$3,000
The Haven Project$3,000
Merrimack Valley YMCA$2,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–25, $137k) land where the poverty rate runs at 9%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%Mission of Deeds: $5k → 8%Massachusetts Coalition for the Homeless: $3k → 16%Mission of Deeds: $5k → 8%Massachusetts Coalition for the Homeless: $3k → 16%Mission of Deeds: $5k → 8%Massachusetts Coalition for the Homeless: $3k → 16%Mission of Deeds: $5k → 8%Massachusetts Coalition for the Homeless: $500 → 16%MISSION OF DEEDS: $4k → 8%Mission of Deeds: $3k → 8%Mission of Deeds Inc: $3k → 8%MISSION OF DEEDS: $3k → 8%MISSION OF DEEDS: $3k → 8%Community Teamwork: $2k → 8%Communitas: $4k → 8%Merrimack Valley Dream Center: $3k → 10%Mystic Valley Elder Services: $3k → 8%Communitas: $3k → 8%Mystic Valley Elder Services: $3k → 8%Mystic Valley Elder Services: $3k → 8%Communitas: $3k → 8%THE HARVEY GIRLS: $1k → 10%Mystic Valley Elder Services: $3k → 8%Communitas Inc: $3k → 8%Mystic Valley Elder Services: $3k → 8%Harvey Girls: $3k → 10%Communitas: $2k → 8%Harvey Girls Inc: $2k → 10%MYSTIC VALLEY ELDER SERVICES: $3k → 8%COMMUNITAS: $2k → 8%Emmaus Inc: $5k → 10%MYSTIC VALLEY ELDER SERVICES: $3k → 8%Emmaus Inc: $5k → 10%Communitas: $2k → 8%EMMAUS: $3k → 10%MYSTIC VALLEY ELDER SERVICES: $3k → 8%EMMAUS INC: $3k → 10%EMMAUS: $3k → 10%MASSACHUSETTS COALITION FOR THE HOMELESS: $4k → 10%Massachusetts Coalition for the Homeless: $3k → 10%Massachusetts Coalition for the Homeless: $3k → 10%MASSACHUSETTS COALITION FOR THE HOMELESS: $2k → 10%Connor's Kindness Project: $3k → 10%Connor's Kindness Project: $2k → 10%Connor's Kindness Project: $1k → 10%Community Giving Tree: $2k → 10%Community Giving Tree: $2k → 10%Community Giving Tree: $2k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

90%of every dollar goes to organizations it has funded before.
$430k · 23 repeat orgs$46k to everyone else

Grantees it renews have grown median revenue +59% since the first grant, against +42% for those funded once.

23 repeat relationships: 17 still active in FY2025, 6 since wound down; 6 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

23
15

Total granted

$430k
$34k

Median revenue growth · since first grant

+59%
+42%

Still filing today

87%
47%

New vs renewed · share of each year

In FY2025, 82% of grant dollars renewed an existing relationship; $12k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
Human ServicesFood & NutritionHealthReligionHousing & ShelterArts & CultureOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • WF
    Wakefield Food Pantry Inc
    8× · 2017–2025 · $42k · revenue +60%
  • EMMAUS INC
    9× · 2017–2025 · $39k · revenue +48%
  • NEIGHBORS IN NEED INC
    8× · 2018–2025 · $37k · revenue +803%

Funded once

  • NR
    North Reading Food Pantry
    one grant, 2020 · $4k
  • IG
    Individual grant recipient
    one grant, 2022 · $4k
  • BG
    BOYS & GIRLS CLUB OF STONEHAMWAKEFIELD
    one grant, 2019 · $3k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Lowell Area Housing Inc Dba Schneider Manor
—
2
Massachusetts Affordable Housing Alliance Inc

Maha breaks down barriers facing first-time and first-generation home buyers and owners through education, counseling, advocacy, and grassroots organizing.

Housing & Shelter
3
Merrimack Valley Housing Partnership Inc

To promote responsible and sustainable home ownership opportunities for low and moderate income earners by producing comprehensive training and counseling, as well as promoting the use of special mortgage products and down payment…

Housing & Shelter
4
Leander House Inc

Assist people with disabilities

Health
5
Brookview House Inc

Brookview's mission is to help homeless and at risk families learn the skills necessary to break the cycle of homelessness and poverty.

Human Services
6
The Shared Living Collaborative Inc

To provide services and residential support to individuals with disabilities

Human Services
7
Coming Home of Middlesex County

The mission of Coming Home is to create a system to end homelessness in Middlesex County by fostering collaborations and public-private partnerships among all stakeholders to ensure that people have a stable place to call home and…

Human Services
8
House of Hope Housing Inc

To promote improved social and economic conditions of families who are or who have recently been homeless; to promote, develop, and manage affordable housing for families and to assist in carrying out the charitable purposes of house of…

Housing & Shelter
9
Pine Street Inn Housing Ii Inc

Pine street inn housing ii, inc. is a massachusetts not-for-profit corporation, which was organized to provide ten elderly individuals with housing facilities and services at the inn's menino house at geneva avenue in boston,…

Housing & Shelter
10
Tarry House Inc

Tarry House operates group homes to provide shelter, food and,services to adults with severe mental disorders

Unclassified
11
Merrimack Valley Day Care Service

Daycare services

—
12
Marguerite's Place Inc

To provide housing and supportive services to homeless women and their children

Human Services
How this is measured
The grantee most central to the portfolio’s shape is Mystic Valley Aging Services Inc; the most unlike its peers is Ladybug Love Incorporated. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

30 grantees tracked through their own filings, 2017–2026.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2026, not grant rows in a single year, so this will not match the grant count on the cover. 30 of the 44 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
12
Early backer (in before they grew)
30/30
Grantees still filing
23/30
Grew since first funded

Where the money sits, by cause and then by grantee

EMMAUS INC: $39,000 · Human ServicesEMMAUS INCMission of Deeds Inc: $34,500 · Human ServicesMission of Deeds IncMYSTIC VALLEY AGING SERVICES INC: $22,500 · Human ServicesMYSTIC VALLEY AGING SERVICES INCMASSACHUSETTS COALITION FOR THE HOMELESS INC: $21,000 · Human ServicesMASSACHUSETTS COALITION FOR THE HOMEL…COMMUNITAS INC: $19,177 · Human ServicesCOMMUNITAS INCCOMMUNITY GIVING TREE INC: $6,000 · Human ServicesCONNOR'S KINDNESS PROJECT INC: $5,500 · Human ServicesHARVEY GIRLS INC: $5,500 · Human Services+2 more: $4,000 · Human ServicesBoys & Girls Club of Lawrence: $28,000 · OtherBoys & Girls Club of LawrenceBoys & Girls Club of Stoneham & Wakefield: $25,500 · OtherBoys & Girls Club of Stoneham & Wa…The Haven Project Inc: $20,500 · OtherThe Haven Project IncBellesini Academy: $14,500 · OtherBellesini AcademyValley Of Hope Shelter And Recovery Inc: $9,000 · OtherValley Of Hope Shelter And Recover…Ladybug Love Incorporated: $7,500 · Other+17 more: $41,600 · Other+17 moreNEIGHBORS IN NEED INC: $36,500 · Food & NutritionNEIGHBORS IN N…BREAD & ROSES INC: $23,000 · Food & NutritionBREAD & ROSES …+1 more: $1,000 · Food & NutritionWakefield Food Pantry Inc: $41,500 · ReligionWakefield …BREAD OF LIFE INC: $2,500 · ReligionBREAD OF L…LAZARUS HOUSE INC: $29,500 · Housing & ShelterANDOVER COMMUNITY TRUST: $4,500 · Housing & ShelterEssex Art Center Inc: $25,000 · Arts & CultureIRONSTONE THERAPY INC: $4,500 · HealthLOWELL HOUSE INC: $2,000 · HealthBaby Cafe USA Inc: $1,500 · Health
Human Services$157,177Other$146,600Food & Nutrition$60,500Religion$44,000Housing & Shelter$34,000Arts & Culture$25,000Health$8,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetWakefield Food Pantry Inc: $41,500 over 8y, 1.4% of budgetEMMAUS INC: $39,000 over 9y, 0.1% of budgetNEIGHBORS IN NEED INC: $36,500 over 8y, 0.9% of budgetMission of Deeds Inc: $34,500 over 9y, 0.3% of budgetLAZARUS HOUSE INC: $29,500 over 8y, 0.1% of budgetEssex Art Center Inc: $25,000 over 9y, 0.6% of budgetBREAD & ROSES INC: $23,000 over 7y, 0.6% of budgetMYSTIC VALLEY AGING SERVICES INC: $22,500 over 8y, 0.0% of budgetMASSACHUSETTS COALITION FOR THE HOMELESS INC: $21,000 over 8y, 0.2% of budgetThe Haven Project Inc: $20,500 over 8y, 0.3% of budgetCOMMUNITAS INC: $19,177 over 7y, 0.0% of budgetValley Of Hope Shelter And Recovery Inc: $9,000 over 4y, 0.1% of budgetLadybug Love Incorporated: $7,500 over 4y, 45% of budgetCOMMUNITY GIVING TREE INC: $6,000 over 3y, 0.4% of budgetCONNOR'S KINDNESS PROJECT INC: $5,500 over 3y, 1.2% of budgetHARVEY GIRLS INC: $5,500 over 3y, 2.3% of budgetIRONSTONE THERAPY INC: $4,500 over 2y, 1.1% of budgetANDOVER COMMUNITY TRUST: $4,500 over 2y, 2.1% of budgetSi Se Puede Inc: $3,500 over 2y, 1.7% of budgetYWCA NORTHEASTERN MASSACHUSETTS INC: $3,500 over 2y, 0.0% of budgetMERRIMACK VALLEY YOUNG MEN'S CHRISTIAN ASSOCIATION INC: $2,500 over 1y, 0.0% of budgetBREAD OF LIFE INC: $2,500 over 1y, 0.1% of budgetMERRIMACK VALLEY DREAM CENTER INC: $2,500 over 1y, 1.2% of budgetINTERNATIONAL INSTITUTE OF NEW ENGLAND INC: $2,000 over 1y, 0.0% of budgetCommunity Teamwork Inc: $1,500 over 1y, 0.0% of budgetBaby Cafe USA Inc: $1,500 over 1y, 2.1% of budgetMERRIMACK VALLEY FOOD BANK INC: $1,000 over 1y, 0.0% of budgetOLD LADIES HOME SOCIETY INC: $1,000 over 1y, 0.2% of budgetMERRIMACK VALLEY IMMIGRANT & EDUCATION CENTER INC: $1,000 over 1y, 0.6% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds Wakefield Food Pantry Inc ↗
  • Who funds EMMAUS INC ↗
  • Who funds NEIGHBORS IN NEED INC ↗
  • Who funds Mission of Deeds Inc ↗
  • Who funds LAZARUS HOUSE INC ↗
  • Who funds Essex Art Center Inc ↗
  • Who funds BREAD & ROSES INC ↗
  • Who funds MYSTIC VALLEY AGING SERVICES INC ↗
  • Who funds MASSACHUSETTS COALITION FOR THE HOMELESS INC ↗
  • Who funds The Haven Project Inc ↗
  • Who funds COMMUNITAS INC ↗
  • Who funds Valley Of Hope Shelter And Recovery Inc ↗
  • Who funds Ladybug Love Incorporated ↗
  • Who funds COMMUNITY GIVING TREE INC ↗
  • Who funds CONNOR'S KINDNESS PROJECT INC ↗
  • Who funds HARVEY GIRLS INC ↗
  • Who funds IRONSTONE THERAPY INC ↗
  • Who funds ANDOVER COMMUNITY TRUST ↗
  • Who funds Si Se Puede Inc ↗
  • Who funds YWCA NORTHEASTERN MASSACHUSETTS INC ↗
  • Who funds MERRIMACK VALLEY YOUNG MEN'S CHRISTIAN ASSOCIATION INC ↗
  • Who funds BREAD OF LIFE INC ↗
  • Who funds MERRIMACK VALLEY DREAM CENTER INC ↗
  • Who funds INTERNATIONAL INSTITUTE OF NEW ENGLAND INC ↗
  • Who funds LOWELL HOUSE INC ↗
  • Who funds Community Teamwork Inc ↗
  • Who funds Baby Cafe USA Inc ↗
  • Who funds MERRIMACK VALLEY FOOD BANK INC ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Eastern Bank Foundati…Cummings Foundation G…Salem Five Charitable…Essex County Communit…Rogers Family Foundat…Arbella Insurance Fou…We Share A Common Thr…Josephine G Russell T…RCB Charitable Founda…Boston Foundation IncArtemas W Stearns Tru…The Saab Family Found…
Eastern Bank FoundationMA43.7× affinity21 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Eastern Bank Foundation · Cummings Foundation Grants Inc (Fka Oneworld Boston Inc) · Salem Five Charitable Foundation Inc · Essex County Community Foundation Inc · Rogers Family Foundation · Arbella Insurance Foundation · We Share A Common Thread Foundation Inc · Josephine G Russell Trust · RCB Charitable Foundation Inc · Boston Foundation Inc · Artemas W Stearns Trust · The Saab Family Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization The Savings Bank Charitable Foundation funds: left to right is the share of its income from government, bottom to top the share from The Savings Bank Charitable Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 140%3%13%28%50%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 6%
  • Communitas Inc: 88% of income from government
  • International Institute of New England Inc: 24% of income from government
  • Community Teamwork Inc: 23% of income from government
  • Harvey Girls Inc: 13% of income from government
  • Emmaus Inc: 10% of income from government
  • Bread of Life Inc: 6% of income from government
  • Ywca Northeastern Massachusetts Inc: 5% of income from government
  • Merrimack Valley Food Bank Inc: 3% of income from government
  • Neighbors in Need Inc: 3% of income from government
  • Essex Art Center Inc: 3% of income from government
  • Lazarus House Inc: 1% of income from government
no gov moneyreceives it· size = income
14get no government money at all
4report government grants on their 990 we could not trace to a source (not plotted)
1rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to The Savings Bank Charitable Foundation?

Find your warmest path to The Savings Bank Charitable Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 44 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Savings Bank’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home