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· Public charity

Small Business Empowerment Fund Cdfi

A community development financial institution or community development finance institution - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations, primarily in the St.

$780k
Granted FY2025still arriving
18
Grants FY2025still arriving
5
States reached
$300k
Largest
01What it funds
01FY2025 · 18 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2025

  • $10k–50k16 grants · $480k
  • $250k+2 grants · $600k
$30,000
Median grant
5
States reached
$1.3M
Total assets
Largest grants
RecipientAmount
Small Business Empowerment Center$300,000
Small Business Empowerment Center$300,000
Freddie Lee's Gourmet Souces$30,200
Kingsway Development$30,000
Hair Artist Studio LLC dba Helix & Twine$30,000
Innergy Transformation Studios$30,000
Sherman Park Grocery$30,000
AMRI Counseling Services$30,000
Centro Internacional De Maternidad$30,000
Yol You Only Live$30,000
Polaris Bhm$30,000
Davis Auto Repair and Ton$30,000
The GEM Factory LLC$30,000
The Urban Oyster$30,000
Under Grace Home Health Agency$30,000
02The need
02

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY25–25) land where the poverty rate runs at 19%, against an area that typically sits at 14%. 86% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 14%Polaris Bhm: $30k → 16%The GEM Factory LLC: $30k → 11%Davis Auto Repair and Ton: $30k → 15%Small Business Empowerment Center: $300k → 21%Sherman Park Grocery: $30k → 17%Yol You Only Live: $30k → 14%The Urban Oyster: $30k → 19%Bama Health Foods LLC: $30k → 16%Kingsway Development: $30k → 11%Hair Artist Studio LLC dba Helix & Twine: $30k → 15%Small Business Empowerment Center: $300k → 21%AMRI Counseling Services: $30k → 17%Centro Internacional De Maternidad: $30k → 14%Innergy Transformation Studios: $30k → 19%Under Grace Home Health Agency: $30k → 11%The TUF Club Fitness and Wellness Center: $30k → 15%Freddie Lee's Gourmet Souces: $30k → 21%HoneyBee Sage Wellness & Apotherapy LLC: $30k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field
03the grantee network

1 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 1 of the 17 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
0
Early backer (in before they grew)
1/1
Grantees still filing
0/1
Grew since first funded

Where the money sits, by cause and then by grantee

SMALL BUSINESS EMPOWERMENT CENTER: $600,000 · Community ImprovementSMALL BUSINESS EMPOWERMENT CENTERFreddie Lee's Gourmet Souces: $30,200 · OtherFreddie Lee's Gourmet SoucesDavis Auto Repair and Ton: $30,000 · OtherDavis Auto Repair and TonPolaris Bhm: $30,000 · OtherPolaris BhmUnder Grace Home Health Agency: $30,000 · OtherUnder Grace Home Health AgencyYol You Only Live: $30,000 · OtherYol You Only LiveThe TUF Club Fitness and Wellness Center: $30,000 · OtherThe TUF Club Fitness and Wellness CenterInnergy Transformation Studios: $30,000 · OtherInnergy Transformation StudiosThe GEM Factory LLC: $30,000 · OtherThe GEM Factory LLCAMRI Counseling Services: $30,000 · OtherAMRI Counseling ServicesKingsway Development: $30,000 · OtherKingsway DevelopmentHoneyBee Sage Wellness & Apotherapy LLC: $30,000 · OtherHoneyBee Sage Wellness & Apotherapy LLCHair Artist Studio LLC dba Helix & Twine: $30,000 · OtherHair Artist Studio LLC dba Helix & TwineThe Urban Oyster: $30,000 · OtherThe Urban OysterSherman Park Grocery: $30,000 · OtherSherman Park GroceryBama Health Foods LLC: $30,000 · OtherBama Health Foods LLCCentro Internacional De Maternidad: $30,000 · OtherCentro Internacional De Maternidad
Community Improvement$600,000Other$480,200

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%grantee revenue →↑ funder's share of their budgetSMALL BUSINESS EMPOWERMENT CENTER: $600,000 over 1y, 19% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds SMALL BUSINESS EMPOWERMENT CENTER ↗

How much its grantees rely on government

Each dot is one organization Small Business Empowerment Fund Cdfi funds: left to right is the share of its income from government, bottom to top the share from Small Business Empowerment Fund Cdfi. Bigger dots raise more.

2025
’20’21’22’23’24’25
no gov · 00%1%5%11%20%funder's share of their income ↑0%1%3%4%5%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    1report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    04Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Small Business Empowerment Fund Cdfi?

    Find your warmest path to Small Business Empowerment Fund Cdfi through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 17 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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