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Plinth

· Public charity

Crossstate Credit Union Foundation

To support the success of credit unions and their positive impact on local communities through a spirit of collaboration

$155k
Granted FY2024still arriving
5
Grants FY2024still arriving
2
States reached
$15k
Largest
01What you fund
01

What you funded, over time

By grantee IRS cause code (NTEE).

A cause breakdown isn’t shown here: 98% of CROSSSTATE CREDIT UNION FOUNDATION’s grantee dollars fall outside its nine largest cause areas, whether because the recipient carries no IRS cause code or because its cause sits in the long tail. A chart would be mostly one residual band and misrepresent the portfolio.

02FY2024 · 5 grants

Where the money goes

Your grants by size, and where they go.

The 5 grants below total $54,175 — the rows itemised in this filing. The $155,105 headline is the total grant expense reported on the return, so the remaining $100,930 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

By grant size · FY2024

  • Under $10k1 grant · $9k
  • $10k–50k4 grants · $45k
$10,000
Median grant
2
States reached
$1.2M
Total assets
Largest grants
RecipientAmount
FIRST CAPITAL FEDERAL CREDIT UNION$15,000
EVERENCE FEDERAL CREDIT UNION$10,000
Individual grant recipient$10,000
PHEPLE FEDERAL CREDIT UNION$10,000
FORT BILLINGS CREDIT UNION$9,175
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY17–24) land where the poverty rate runs at 11%, against an area that typically sits at 11%. 51% of your dollars go to grantees based in above-average-need neighborhoods. Your grants spread fairly evenly across need levels.

area typical 11%UKRAINIAN SELFRELIANCE FCU: $10k → 6%MEMBERS 1ST FEDERAL CREDIT UNION: $10k → 8%1ST ED CU: $6k → 9%FIRST CAPITAL FEDERAL CREDIT UNION: $15k → 9%EVERENCE FEDERAL CREDIT UNION: $10k → 9%PHEPLE FEDERAL CREDIT UNION: $10k → 10%WAWA EMPLOYEES CU: $7k → 10%RIVERFRONT FCU: $10k → 11%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%TIMBERLAND FCU: $10k → 12%MERCER COUNTY FCU: $15k → 13%BEAVER FALLS TEACHERS FCU: $7k → 13%SPOJNIA CREDIT UNION: $10k → 13%AMERICAN PRIDE CU: $11k → 13%KINZUA FEDERAL CREDIT UNON: $10k → 14%IC FCU: $8k → 14%PINPOINT FEDERAL CU: $10k → 14%HIGHWAY FCU: $6k → 15%FAYETTE COUNTY SCHOOL EMPLOYEES CU: $10k → 17%UNIVERSITY OF PA STUDENTS FCU: $10k → 22%1166 FEDERAL CREDIT UNION: $10k → 8%MID-STATE FCU: $8k → 8%MESSIAH BAPTIST FCU: $10k → 16%FIRST CAPITAL FEDERAL CREDIT UNION: $10k → 9%PENLANCO FCU: $10k → 9%PHEPLE FEDERAL CREDIT UNION: $10k → 10%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%NET CU: $10k → 13%YOUR CHOICE FEDERAL CREDIT UNION: $5k → 13%COMMUNITY REGIONAL CU: $6k → 15%GLASS CAP FEDERAL CREDIT UNION: $8k → 17%FORT BILLINGS CREDIT UNION: $9k → 8%PHEPLE FEDERAL CREDIT UNION: $10k → 10%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%PHEPLE FEDERAL CREDIT UNION: $10k → 10%TRI-VALLEY SERVICES FCU: $6k → 11%DERRY AREA FCU: $8k → 10%CLAIRTON WORKS FEDERAL CREDIT UNION: $7k → 11%LESCO FEDERAL CREDIT UNION: $10k → 10%CLAIRTON WORKS FEDERAL CREDIT UNION: $6k → 11%DERRY AREA FCU: $7k → 10%ALLEGHENY-LUDLUM BRACKENRIDGE FCU: $10k → 11%LATROBE FEDERAL CREDIT UNION: $6k → 10%IU 7 FCU: $10k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

35%of every dollar goes to organizations you’ve funded before.
$158k · 6 repeat orgs$292k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +96% since the first grant, against +56% for the ones you funded once.

6 repeat relationships — 2 still active in FY2024, 4 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

6
30

Total granted

$158k
$263k

Median revenue growth · since first grant

+96%
+56%

Still filing today

17%
10%

New vs renewed · share of each year

In FY2024, 46% of grant dollars renewed an existing relationship; $29k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • PF
    PHEPLE FEDERAL CREDIT UNION
    4× · 2019–2024 · $40k
  • IW
    IRVIN WORKS FEDERAL CREDIT UNION
    3× · 2019–2022 · $30k
  • PS
    PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
    3× · 2020–2023 · $30k · revenue +96%

Funded once

  • IG
    Individual grant recipient
    one grant, 2023 · $15k
  • AP
    AMERICAN PRIDE CREDIT UNIONgraduated
    one grant, 2018 · $11k · revenue +56%
  • M1
    MEMBERS 1ST FEDERAL CREDIT UNION
    one grant, 2018 · $10k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field
04the grantee network

5 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 5 of the 39 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
4/5
Grantees still filing
4/5
Grew since you first funded

Where your money sits — by cause, then by grantee

PHEPLE FEDERAL CREDIT UNION — $40,000 · OtherPHEPLE FEDERAL CREDIT UNIONIRVIN WORKS FEDERAL CREDIT UNION — $30,000 · OtherIRVIN WORKS FEDERAL CREDIT UNIONPENNSYLVANIA STATE EMPLOYEES CREDIT UNION — $30,000 · OtherPENNSYLVANIA STATE EMPLOYEES CREDIT UNIONFIRST CAPITAL FEDERAL CREDIT UNION — $25,000 · OtherFIRST CAPITAL FEDERAL CREDIT UNIONPENNSYLVANIA STATE EMPLOYEES CU — $20,000 · OtherIndividual grant recipient — $15,000 · Other+32 more — $279,886 · Other+32 moreSPOJNIA CREDIT UNION — $10,000 · Public Benefit
Other$439,886Public Benefit$10,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetPENNSYLVANIA STATE EMPLOYEES CREDIT UNION — $30,000 over 3y, 0.0% of budgetAMERICAN PRIDE CREDIT UNION — $10,987 over 1y, 1.7% of budgetSPOJNIA CREDIT UNION — $10,000 over 1y, 2.6% of budgetFAYETTE COUNTY SCHOOL EMPLOYEES CREDIT UNION — $10,000 over 1y, 1.7% of budgetWAWA EMPLOYEES' CREDIT UNION — $6,625 over 1y, 1.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
  • Who funds AMERICAN PRIDE CREDIT UNION
  • Who funds SPOJNIA CREDIT UNION
  • Who funds FAYETTE COUNTY SCHOOL EMPLOYEES CREDIT UNION
  • Who funds WAWA EMPLOYEES' CREDIT UNION

Government reliance of your grantees

Every dot is one organization Crossstate Credit Union Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%0%1%3%5%your share of their income ↑0%1%3%4%5%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 39 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph