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Jeanne D'Arc Credit Union

JEANNE D'ARC CREDIT UNION is a full service, member-owned community based credit union.

$538k
Granted FY2024still arriving
8
Grants FY2024still arriving
2
States reached
$297k
Largest
01What it funds
0191% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2019 to 2024.

Philanthropy$926kCivil Rights$899kCommunity Improvement$190kArts & Culture$111kHealth$95kYouth Development$37kHuman Services$20kEducation$18kOther$0
02FY2024 · 8 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 8 grants below total $421,841, the rows itemized in this filing. The $538,038 headline is the total grant expense on the return; the other $116,197 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k2 grants · $16k
  • $10k–50k4 grants · $59k
  • $50k–250k1 grant · $50k
  • $250k+1 grant · $297k
$15,000
Median grant
2
States reached
$2.2B
Total assets
Largest grants
RecipientAmount
WE SHARE A COMMON THREAD FOUNDATION INC$297,341
LOWELL MEMORIAL AUDITORIUM$50,000
LOWELL SUMMER MUSIC SERIES$19,000
SPECTACLE MANAGEMENT$15,000
LAWRENCE PARTNERSHIP$15,000
LOWELL PLAN$10,000
GREATER LOWELL CHAMBER OF COMMERCE$8,000
SERVICE CREDIT UNION IMPACT FOUNDATION$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–21, $20k) land where the poverty rate runs at 8%, against an area that typically sits at 6%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 6%CATIE'S CLOSET: $20k → 8%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

92%of every dollar goes to organizations it has funded before.
$2.2M · 9 repeat orgs$200k to everyone else

9 repeat relationships: 6 still active in FY2024, 3 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

9
11

Total granted

$2.2M
$142k

Median revenue growth · since first grant

0%
+33%

Still filing today

67%
91%

New vs renewed · share of each year

In FY2024, 86% of grant dollars renewed an existing relationship; $58k went to new ones.

50%100%’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’19’20’21’22’23’24
HealthYouth DevelopmentCommunity ImprovementPhilanthropyArts & CultureHuman ServicesOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • WS
    We Share A Common Thread Foundation Inc
    6× · 2019–2024 · $1.8M · revenue +19% · 78% of their budget
  • IG
    Individual grant recipient
    2× · 2021–2023 · $100k
  • LP
    Lowell Plan Inc
    4× · 2020–2024 · $83k · revenue -56%

Funded once

  • THE LOWELL GENERAL HOSPITAL
    one grant, 2021 · $30k · revenue +25%
  • Catie's Closet Inc
    one grant, 2021 · $20k · revenue +10%
  • BG
    BOYS & GIRLS CLUB OF GREATER LOWELL INCgraduated
    one grant, 2021 · $20k · revenue +56%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Greater Lowell Workforce Dev Board Inc dba Masshire Greater Lowell Workforce
—
2
Greater Boston Council On Alcoholism Inc
Philanthropy
3
Lowell Farm and Wildlife Center
Animals
4
Lowell Area Housing Inc Dba Schneider Manor
—
5
New England Circle D/B/a Global Citizens Circle
Civil Rights
6
Common Ground Development Corporation

To develop, own, and operate affordable housing for low and moderate income persons and families in Lowell, Massachusetts, and other communities in Northern Massachusetts.

Housing & Shelter
7
Lubbock Chamber of Commerce Foundation
—
8
Lowell Telecommunications Corporation

Lowell telecommunication corporation's mission is to strengthen the city of lowell as a community media and education center that empowers, connects, and informs all residents, businesses, and organizations in the city. ltc provides…

Arts & Culture
9
Greater Lowell Health Alliance Chna 10 Inc

To sustain a strategic alliance of community organizations that improves the overall health and wellness of those living in the greater lowell region. by raising awareness and providing resources for our communities, schools, civic and…

Health
10
One SouthCoast Chamber Inc

The mission of a Chamber of Commerce is to advocate for local businesses, promote economic development, and enhance the quality of life in the community.

Community Improvement
11
Massachusetts E-Health Collaborative
—
12
Greater Lowell Chamber Foundation

To promote commerce and community harmony.

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is Greater Lowell Community Foundation Inc; the most unlike its peers is America's Credit Union Museum Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

18 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 18 of the 23 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
18/18
Grantees still filing
13/18
Grew since first funded

Where the money sits, by cause and then by grantee

We Share A Common Thread Foundation Inc: $1,804,344 · PhilanthropyWe Share A Common Thread Foundation Inc+1 more: $20,000 · PhilanthropyIndividual grant recipient: $100,000 · OtherIndividual gr…LOWELL MEMORIAL AUDITORIUM: $50,000 · OtherLOWELL MEMORI…EASTERN CORPORATE FEDERAL CREDIT UNION: $32,140 · OtherEASTERN CORPO…Greater Merrimack Valley Convention and Visitors Bureau Inc: $30,350 · OtherGreater Merri…SPECTACLE MANAGEMENT: $30,000 · OtherSPECTACLE MAN…Greater Lowell Chamber of Commerce Inc: $21,780 · OtherGreater Lowel…NORTHERN ESSEX COMMUNITY COLLEGE FOUNDATION INC: $10,000 · Other+3 more: $17,500 · Other+3 moreLowell Plan Inc: $83,250 · Community ImprovementLawrence Partnership Inc: $55,000 · Community ImprovementTHE LOWELL GENERAL HOSPITAL: $30,449 · HealthLOWELL COMMUNITY HEALTH CENTER INC: $15,000 · HealthD'YOUVILLE LIFE AND WELLNESS COMMUNITY INC: $10,000 · HealthLOWELL HOUSE INC: $10,000 · HealthTHE LOWELL FESTIVAL FOUNDATION: $56,000 · Arts & CultureBOYS & GIRLS CLUB OF GREATER LOWELL INC: $20,000 · Youth DevelopmentGIRLS INCORPORATED OF GREATER LOWELL: $10,000 · Youth DevelopmentBoys & Girls Club of Greater Nashua Inc: $7,000 · Youth DevelopmentCatie's Closet Inc: $20,000 · Human Services
Philanthropy$1,824,344Other$291,770Community Improvement$138,250Health$65,449Arts & Culture$56,000Youth Development$37,000Human Services$20,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetWe Share A Common Thread Foundation Inc: $1,804,344 over 6y, 78% of budgetLowell Plan Inc: $83,250 over 4y, 5.8% of budgetTHE LOWELL FESTIVAL FOUNDATION: $56,000 over 3y, 14% of budgetLawrence Partnership Inc: $55,000 over 4y, 2.2% of budgetTHE LOWELL GENERAL HOSPITAL: $30,449 over 1y, 0.0% of budgetGreater Merrimack Valley Convention and Visitors Bureau Inc: $30,350 over 2y, 3.4% of budgetGreater Lowell Chamber of Commerce Inc: $21,780 over 3y, 2.8% of budgetCatie's Closet Inc: $20,000 over 1y, 0.2% of budgetGreater Lowell Community Foundation Inc: $20,000 over 1y, 0.2% of budgetBOYS & GIRLS CLUB OF GREATER LOWELL INC: $20,000 over 1y, 0.4% of budgetLOWELL COMMUNITY HEALTH CENTER INC: $15,000 over 1y, 0.0% of budgetGIRLS INCORPORATED OF GREATER LOWELL: $10,000 over 1y, 0.4% of budgetLOWELL HOUSE INC: $10,000 over 1y, 0.2% of budgetNORTHERN ESSEX COMMUNITY COLLEGE FOUNDATION INC: $10,000 over 1y, 0.9% of budgetSERVICE CREDIT UNION IMPACT FOUNDATION: $7,500 over 1y, 0.5% of budgetBoys & Girls Club of Greater Nashua Inc: $7,000 over 1y, 0.2% of budgetCOALITION FOR A BETTER ACRE INC: $5,000 over 1y, 0.1% of budgetAMERICA'S CREDIT UNION MUSEUM FOUNDATION: $5,000 over 1y, 1.7% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

We Share A Common Thread Foundation IncMA15.7× affinity5 shared granteesties to 2 of 2Hover any node to trace its alignments.Compare side by side →

Open a dossier: We Share A Common Thread Foundation Inc · Eastern Bank Foundation · Fidelity Investments Charitable Gift Fund

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Jeanne D'Arc Credit Union funds: left to right is the share of its income from government, bottom to top the share from Jeanne D'Arc Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 40%5%19%42%75%funder's share of their income ↑0%19%38%56%75%share of the org’s income from government →median 5%
  • Lowell Community Health Center Inc: 34% of income from government
  • Boys & Girls Club of Greater Lowell Inc: 27% of income from government
  • Greater Lowell Community Foundation Inc: 18% of income from government
  • The Lowell Festival Foundation: 12% of income from government
  • The Lowell General Hospital: 5% of income from government
  • Catie's Closet Inc: 4% of income from government
  • Girls Incorporated of Greater Lowell: 3% of income from government
  • Lowell Plan Inc: 2% of income from government
  • Greater Lowell Chamber of Commerce Inc: 0% of income from government
no gov moneyreceives it· size = income
4get no government money at all
3report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–75%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 23 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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