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· Private foundation

Empire Loan Charitable Foundation

Its FY2025 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$21k
Granted FY2025still arriving
8
Grants FY2025still arriving
3
States reached
$6k
Largest
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20172025.

Arts & Culture$229kEducation$69kRecreation & Sports$67kYouth Development$45kHealth$45kCommunity Improvement$26kCivil Rights$15kFood & Nutrition$15kOther$0
02FY2025 · 8 grants

Where the money goes

Your grants by size, and where they go.

$2,000
Median grant
3
States reached
$1k
Total assets
Largest grants
RecipientAmount
PAN-MASSACHUSETTS CHALLENGE INC$6,000
EMBRACE BOSTON INC$5,000
NO BOOKS NO BALL$2,500
THE BIM INC$2,000
RHODE ISLAND COMMUNITY FOOD BANK ASSOCIATION$2,000
THE UNIVERSITY OF RHODE ISLAND FOUNDATION & ALUMNI$2,000
SOUTH END ATHLETICS & ACTIVITIES ASSOCIATION INC$1,250
LIGHTHOUSE PRESERVATION SOCIETY$650
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–20, $49k) land where the poverty rate runs at 16%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 8%FAMILY & CHILDRENS SERVICE OF GREATER LYNN INC: $500 → 10%FAMILY & CHILDRENS SERVICE OF GREATER LYNN INC: $375 → 10%FAMILY & CHILDRENS SERVICE OF GREATER LYNN INC: $250 → 10%FAMILY & CHILDRENS SERVICE OF GREATER LYNN INC: $100 → 10%UNITED SOUTH END SETTLEMENTS: $500 → 16%ROOM TO GROW NATIONAL INC: $2k → 16%DIMOCK SUPPORT CORPORATION: $10k → 16%SOCIAL INNOVATION FORUM INC: $10k → 16%DIMOCK SUPPORT CORPORATION: $10k → 16%SOCIAL INNOVATION FORUM INC: $10k → 16%DIMOCK SUPPORT CORPORATION: $5k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

89%of every dollar goes to organizations you’ve funded before.
$468k · 23 repeat orgs$60k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +57% since the first grant, against +29% for the ones you funded once.

23 repeat relationships — 5 still active in FY2025, 18 since wound down; 3 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

23
21

Total granted

$468k
$54k

Median revenue growth · since first grant

+57%
+29%

Still filing today

78%
81%

New vs renewed · share of each year

In FY2025, 72% of grant dollars renewed an existing relationship; $6k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
Arts & CultureYouth DevelopmentEducationHuman ServicesFood & NutritionHealthOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • NB
    No Books No Ball Basketball Program a Non-Profit Corporation
    9× · 2017–2025 · $54k · revenue +198% · 28% of their budget
  • HF
    HAYMAKERS FOR HOPE INC
    3× · 2019–2023 · $38k · revenue +89%
  • BC
    BOSTON CITY LIGHTS FOUNDATION INC
    4× · 2017–2024 · $25k · revenue +39%

Funded once

  • EMERSON COLLEGEgraduated
    one grant, 2018 · $10k · revenue +38%
  • LD
    LOUIS D BROWN PEACE INSTITUTE CORP
    one grant, 2024 · $5k · revenue 0%
  • GB
    GREATER BOSTON FOOD BANK INCgraduated
    one grant, 2019 · $5k · revenue +67%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Massachusetts Business Roundtable Inc

The mission of the roundtable is to make massachusetts the most desirable place to live, work and do business by engaging private sector executives and public leaders to ensure access to a robust, diverse and talented workforce that…

2
Boston Architectural College

The bac is committed to provide excellence in design education grounded in practice and accessible to diverse communities.

3
Massachusetts Higher Education Assistance Corporation

The organization's primary exempt purpose is to provide access to and conduct activities in furtherance of higher education.

4
Massachusetts Education & Career Opportunities Inc

Massachusetts education and career opportunities, inc. (massedco, inc.) is a statewide network of service sites that provides education and career advising to over 12,000 low-income, first generation individuals each year. massedco…

Education
5
Breakthrough Greater Boston Inc

To inspire excitement for learning, create paths to and through college, and promote careers in education.

Education
6
Downtown Boston Business Improvement District Corporation

To create a clean, welcome, and vibrant environment that will increase business activity in the downtown boston area, including downtown crossing, the ladder district, and parts of the theater and financial districts.

Community Improvement
7
Greater Boston Chamber of Commerce

To improve the business, social and civic environment of the greater boston area and to become the leading representative in the boston area in the consideration of local, state and national issues.

8
Boston Harbor Now Inc

Our mission is to ensure that the people of greater boston benefit from a vibrant, resilient, and inclusive waterfront, harbor, and islands; these spaces are equitable, accessible, and adapted to climate change; and to ensure our public,…

Environment
9
New England Lawboston

New england law/boston dedicates itself to preparing students to be successful lawyers and leaders in the public and private sectors through integrated practical, theoretical and ethical education of the highest caliber and to contributing…

Education
10
United Way of Greater New Bedford Inc

Our mission is to mobilize people, partnerships and resources to catalyze change that strengthens the communities served.

11
Neighborhealth Corporation

Neighborhealth's mission is to promote and sustain healthy communities, families, and individuals by providing accessible, person-centered, and compassionate, high-quality health care services to all who live and work in our service area,…

Health
12
Walkboston Inc

Walkmassachusetts makes walking safer and easier in massachusetts to encourage better health, a cleaner environment and vibrant communities.

Unclassified

For reference, the grantee most central to the portfolio’s shape is The Lenny Zakim Fund and the most unlike its peers is Community Path of Lynn Coalition Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyRecreational Social ClubsSocial Change Advocacy Netw…Food Pantries and Meal Prog…Homeless Services & ShelterCommunity Service and Youth…Affordable Housing ProvidersProfessional Association Ne…University Endowments and O…Senior Housing and Care Ser…Supportive Housing & Recove…
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 33 years old; the field is 17. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number20%3%<5yr14%5%5–10yr20%33%10–20yr19%13%20–35yr13%28%35–55yr14%20%55yr+
THE FIELDby orgYOUR MONEYby value20%4%<5yr14%6%5–10yr20%55%10–20yr19%8%20–35yr13%17%35–55yr14%10%55yr+

The field is 20% startups (under 5 years old) — 3% of your grantees by number, and just 4% of your money.

Closures · last 5 years

The orgs you fund almost never close 10% lost their exemption, against 11% of the field you don’t fund.

orgs you fund
10%
4/42
the rest of the field
11%
2,521/23,709

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

41 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 41 of the 47 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

2
Load-bearing (≥25% of a budget)
12
Early backer (in before they grew)
36/41
Grantees still filing
28/41
Grew since you first funded

Where your money sits — by cause, then by grantee

BOSTON UNIVERSITY - WBUR — $150,000 · OtherBOSTON UNIVERSITY - WBURPAN-MASSACHUSETTS CHALLENGE INC — $17,000 · OtherPAN-MASSACHUSETTS CHALLENGE INCUNION UNITED METHODIST CHURCH — $15,000 · OtherUNION UNITED METHODIST CHURCH+19 more — $45,010 · Other+19 moreBOSTON CITY LIGHTS FOUNDATION INC — $25,000 · Arts & CultureBOSTON CITY LIGH…The Rose Conservatory Inc — $20,000 · Arts & CultureThe Rose Conserv…EMBRACE BOSTON INC — $15,000 · Arts & CultureEMBRACE BOSTON I…Old Dartmouth Historical Society — $11,500 · Arts & CultureOld Dartmouth Hi…DOCUMENTARY EDUCATIONAL RESOURCES INC — $5,000 · Arts & CultureDOCUMENTARY EDUC…+1 more — $2,500 · Arts & CultureNo Books No Ball Basketball Program a Non-Profit Corporation — $54,000 · EducationNo Books No Ba…EMERSON COLLEGE — $10,000 · EducationEMERSON COLLEG…UNITED NEGRO COLLEGE FUND INC — $2,500 · Education+2 more — $1,000 · EducationDIMOCK SUPPORT CORPORATION — $25,000 · Human ServicesDIMOCK SUP…SOCIAL INNOVATION FORUM INC — $20,000 · Human ServicesSOCIAL INN…ROOM TO GROW NATIONAL INC — $1,800 · Human Services+2 more — $1,725 · Human ServicesHAYMAKERS FOR HOPE INC — $37,500 · HealthHARVARD STREET NEIGHBORHOOD HEALTH CENTER INC — $2,500 · HealthHOLE IN THE WALL GANG FUND INC — $20,000 · Recreation & SportsBoston Explorers Inc — $16,000 · Recreation & SportsGIRLS INCORPORATED OF GREATER LOWELL — $10,000 · Youth DevelopmentUTEC Inc — $10,000 · Youth DevelopmentLOUIS D BROWN PEACE INSTITUTE CORP — $5,000 · Youth DevelopmentSouth End Athletics & Activities Association Inc — $3,950 · Youth DevelopmentGIRLS INCORPORATED OF BOSTON AND LYNN — $1,250 · Youth Development
Other$227,010Arts & Culture$79,000Education$67,500Human Services$48,525Health$40,000Recreation & Sports$36,000Youth Development$30,200

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetNo Books No Ball Basketball Program a Non-Profit Corporation — $54,000 over 9y, 28% of budgetHAYMAKERS FOR HOPE INC — $37,500 over 3y, 0.2% of budgetDIMOCK SUPPORT CORPORATION — $25,000 over 3y, 10% of budgetBOSTON CITY LIGHTS FOUNDATION INC — $25,000 over 4y, 9.2% of budgetThe Rose Conservatory Inc — $20,000 over 4y, 9.0% of budgetSOCIAL INNOVATION FORUM INC — $20,000 over 2y, 0.9% of budgetHOLE IN THE WALL GANG FUND INC — $20,000 over 3y, 0.1% of budgetPAN-MASSACHUSETTS CHALLENGE INC — $17,000 over 3y, 0.0% of budgetBoston Explorers Inc — $16,000 over 4y, 3.0% of budgetEMBRACE BOSTON INC — $15,000 over 2y, 0.1% of budgetOld Dartmouth Historical Society — $11,500 over 5y, 0.1% of budgetGIRLS INCORPORATED OF GREATER LOWELL — $10,000 over 2y, 0.6% of budgetUTEC Inc — $10,000 over 2y, 0.1% of budgetEMERSON COLLEGE — $10,000 over 1y, 0.0% of budgetTHE LENNY ZAKIM FUND — $7,500 over 3y, 0.3% of budgetLOUIS D BROWN PEACE INSTITUTE CORP — $5,000 over 1y, 0.1% of budgetGREATER BOSTON FOOD BANK INC — $5,000 over 1y, 0.0% of budgetMERRIMACK VALLEY FOOD BANK INC — $5,000 over 1y, 0.1% of budgetDOCUMENTARY EDUCATIONAL RESOURCES INC — $5,000 over 1y, 0.4% of budgetFund for Parks and Recreation - Boston — $5,000 over 1y, 0.1% of budgetSouth End Athletics & Activities Association Inc — $3,950 over 6y, 1.0% of budgetTALENTED AND GIFTED ASSOCIATION INC — $2,500 over 1y, 28% of budgetHARVARD STREET NEIGHBORHOOD HEALTH CENTER INC — $2,500 over 1y, 0.0% of budgetUNITED NEGRO COLLEGE FUND INC — $2,500 over 1y, 0.0% of budgetCASA NUEVA VIDA — $2,500 over 1y, 0.0% of budgetINQUILINOS BORICUAS EN ACCION INC — $2,500 over 1y, 0.0% of budgetRHODE ISLAND COMMUNITY FOOD BANK ASSOCIATION — $2,000 over 1y, 0.0% of budgetPUBLIC ACTION FOR ARTS AND EDUCATION — $2,000 over 2y, 12% of budgetMY BROTHER'S TABLE INC — $1,800 over 3y, 0.0% of budgetROOM TO GROW NATIONAL INC — $1,800 over 1y, 0.0% of budgetGIRLS INCORPORATED OF BOSTON AND LYNN — $1,250 over 1y, 0.1% of budgetFAMILY & CHILDREN'S SERVICE OF GREATER LYNN INC — $1,225 over 3y, 0.0% of budgetMERCY MEALS AND MORE — $1,000 over 1y, 0.5% of budgetThe Lighthouse Preservation Society — $975 over 2y, 0.2% of budgetKIPP MASSACHUSETTS INC — $500 over 1y, 0.0% of budgetUNITED SOUTH END SETTLEMENTS — $500 over 1y, 0.0% of budgetORGANIZING COMMITTEE FOR THE DAY OF PORTUGAL AND CAMOES INC — $500 over 1y, 0.5% of budgetCHINESE PROGRESSIVE ASSOCIATION — $200 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Boston Foundation IncMA34.9× affinity18 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Boston Foundation Inc · Eastern Bank Foundation · Cummings Foundation Grants Inc (Fka Oneworld Boston Inc) · Barr Foundation · American Tower Corporation Foundation Inc · Rockland Trust Charitable Foundation Inc · Liberty Mutual Foundation Inc · United Way Of Massachusetts Bay Inc · Children's Hospital Corporation · Salem Five Charitable Foundation Inc · Boston After School & Beyond Inc · Rockland Trust - East Boston Savings Bank Foundation Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Empire Loan Charitable Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.

2024
202122232425
no gov · 140%1%4%8%15%your share of their income ↑0%25%50%75%100%share of the org’s income from governmentmedian 3%
  • Utec Inc46% of income from government
  • Louis D Brown Peace Institute Corp32% of income from government
  • Girls Incorporated of Boston and Lynn28% of income from government
  • Greater Boston Food Bank Inc22% of income from government
  • Harvard Street Neighborhood Health Center Inc13% of income from government
  • Merrimack Valley Food Bank Inc3% of income from government
  • Girls Incorporated of Greater Lowell3% of income from government
  • Old Dartmouth Historical Society2% of income from government
  • Inquilinos Boricuas En Accion Inc2% of income from government
  • The Rose Conservatory Inc1% of income from government
  • Documentary Educational Resources Inc1% of income from government
  • Emerson College0% of income from government
  • Pan-Massachusetts Challenge Inc0% of income from government
no gov moneyreceives it· size = income
14get no government money at all
6report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY2025

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Empire Loan Charitable Foundation?

Find your warmest path to Empire Loan Charitable Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 47 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

More from the funding graph