Skip to content
Crossstate Credit Union Foundation at a glanceAlso receives grants: funding profile →

· Public charity

Crossstate Credit Union Foundation

To support the success of credit unions and their positive impact on local communities through a spirit of collaboration

$155k
Granted FY2024still arriving
5
Grants FY2024still arriving
2
States reached
$15k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
0173% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Membership Benefit$181kEducation$37kPhilanthropy$34kHuman Services$24kEmployment$20kInternational$10kPublic Benefit$10kCommunity Improvement$10kOther$0
02FY2024 · 5 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 5 grants below total $54,175, the rows itemized in this filing. The $155,105 headline is the total grant expense on the return; the other $100,930 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k1 grant · $9k
  • $10k–50k4 grants · $45k
$10,000
Median grant
2
States reached
$1.2M
Total assets
Largest grants
RecipientAmount
FIRST CAPITAL FEDERAL CREDIT UNION$15,000
Individual grant recipient$10,000
EVERENCE FEDERAL CREDIT UNION$10,000
PHEPLE FEDERAL CREDIT UNION$10,000
FORT BILLINGS CREDIT UNION$9,175
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY17–24) land where the poverty rate runs at 11%, against an area that typically sits at 11%. 51% of its dollars go to grantees based in above-average-need neighborhoods. Its grants spread fairly evenly across need levels.

area typical 11%UKRAINIAN SELFRELIANCE FCU: $10k → 6%MEMBERS 1ST FEDERAL CREDIT UNION: $10k → 8%1ST ED CU: $6k → 9%FIRST CAPITAL FEDERAL CREDIT UNION: $15k → 9%EVERENCE FEDERAL CREDIT UNION: $10k → 9%PHEPLE FEDERAL CREDIT UNION: $10k → 10%WAWA EMPLOYEES CU: $7k → 10%RIVERFRONT FCU: $10k → 11%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%TIMBERLAND FCU: $10k → 12%MERCER COUNTY FCU: $15k → 13%BEAVER FALLS TEACHERS FCU: $7k → 13%SPOJNIA CREDIT UNION: $10k → 13%AMERICAN PRIDE CU: $11k → 13%KINZUA FEDERAL CREDIT UNON: $10k → 14%IC FCU: $8k → 14%PINPOINT FEDERAL CU: $10k → 14%HIGHWAY FCU: $6k → 15%FAYETTE COUNTY SCHOOL EMPLOYEES CU: $10k → 17%UNIVERSITY OF PA STUDENTS FCU: $10k → 22%1166 FEDERAL CREDIT UNION: $10k → 8%MID-STATE FCU: $8k → 8%MESSIAH BAPTIST FCU: $10k → 16%FIRST CAPITAL FEDERAL CREDIT UNION: $10k → 9%PENLANCO FCU: $10k → 9%PHEPLE FEDERAL CREDIT UNION: $10k → 10%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%NET CU: $10k → 13%YOUR CHOICE FEDERAL CREDIT UNION: $5k → 13%COMMUNITY REGIONAL CU: $6k → 15%GLASS CAP FEDERAL CREDIT UNION: $8k → 17%FORT BILLINGS CREDIT UNION: $9k → 8%PHEPLE FEDERAL CREDIT UNION: $10k → 10%IRVIN WORKS FEDERAL CREDIT UNION: $10k → 11%PHEPLE FEDERAL CREDIT UNION: $10k → 10%TRI-VALLEY SERVICES FCU: $6k → 11%DERRY AREA FCU: $8k → 10%CLAIRTON WORKS FEDERAL CREDIT UNION: $7k → 11%LESCO FEDERAL CREDIT UNION: $10k → 10%CLAIRTON WORKS FEDERAL CREDIT UNION: $6k → 11%DERRY AREA FCU: $7k → 10%ALLEGHENY-LUDLUM BRACKENRIDGE FCU: $10k → 11%LATROBE FEDERAL CREDIT UNION: $6k → 10%IU 7 FCU: $10k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

35%of every dollar goes to organizations it has funded before.
$158k · 6 repeat orgs$292k to everyone else

Grantees it renews have grown median revenue +96% since the first grant, against +56% for those funded once.

6 repeat relationships: 2 still active in FY2024, 4 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

6
30

Total granted

$158k
$263k

Median revenue growth · since first grant

+96%
+56%

Still filing today

17%
10%

New vs renewed · share of each year

In FY2024, 46% of grant dollars renewed an existing relationship; $29k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • PF
    PHEPLE FEDERAL CREDIT UNION
    4× · 2019–2024 · $40k
  • IW
    IRVIN WORKS FEDERAL CREDIT UNION
    3× · 2019–2022 · $30k
  • PS
    PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
    3× · 2020–2023 · $30k · revenue +96%

Funded once

  • IG
    Individual grant recipient
    one grant, 2023 · $15k
  • AP
    AMERICAN PRIDE CREDIT UNIONgraduated
    one grant, 2018 · $11k · revenue +56%
  • M1
    MEMBERS 1ST FEDERAL CREDIT UNION
    one grant, 2018 · $10k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field
04the grantee network

5 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 5 of the 39 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
4/5
Grantees still filing
4/5
Grew since first funded

Where the money sits, by cause and then by grantee

PHEPLE FEDERAL CREDIT UNION: $40,000 · OtherPHEPLE FEDERAL CREDIT UNIONIRVIN WORKS FEDERAL CREDIT UNION: $30,000 · OtherIRVIN WORKS FEDERAL CREDIT UNIONPENNSYLVANIA STATE EMPLOYEES CREDIT UNION: $30,000 · OtherPENNSYLVANIA STATE EMPLOYEES CREDIT UNIONFIRST CAPITAL FEDERAL CREDIT UNION: $25,000 · OtherFIRST CAPITAL FEDERAL CREDIT UNIONPENNSYLVANIA STATE EMPLOYEES CU: $20,000 · OtherIndividual grant recipient: $15,000 · Other+32 more: $279,886 · Other+32 moreSPOJNIA CREDIT UNION: $10,000 · Public Benefit
Other$439,886Public Benefit$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetPENNSYLVANIA STATE EMPLOYEES CREDIT UNION: $30,000 over 3y, 0.0% of budgetAMERICAN PRIDE CREDIT UNION: $10,987 over 1y, 1.7% of budgetSPOJNIA CREDIT UNION: $10,000 over 1y, 2.6% of budgetFAYETTE COUNTY SCHOOL EMPLOYEES CREDIT UNION: $10,000 over 1y, 1.7% of budgetWAWA EMPLOYEES' CREDIT UNION: $6,625 over 1y, 1.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds PENNSYLVANIA STATE EMPLOYEES CREDIT UNION ↗
  • Who funds AMERICAN PRIDE CREDIT UNION ↗
  • Who funds SPOJNIA CREDIT UNION ↗
  • Who funds FAYETTE COUNTY SCHOOL EMPLOYEES CREDIT UNION ↗
  • Who funds WAWA EMPLOYEES' CREDIT UNION ↗

How much its grantees rely on government

Each dot is one organization Crossstate Credit Union Foundation funds: left to right is the share of its income from government, bottom to top the share from Crossstate Credit Union Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%1%3%4%5%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 39 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Crossstate Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home