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Ontario · Registered charity

Jewish Free Loan Toronto

Jewish Free Loan Toronto (Ontario) receives grants from 62 organizations whose Canada Revenue Agency filings report C$5,755,796 to it, the largest being UNITED JEWISH APPEAL OF GREATER TORONTO (C$1,686,161). 36 of them have funded it in more than one year.

C$1.4M
Revenue FY2024
62
Funders on record
C$5.8M
Grants received
C$7.0M
Net assets
36/62 repeat fundersgrants exceed reported revenue in one year

Against its field

Jewish Free Loan Toronto runs a healthier operating margin than three-quarters of the 2,748 organizations relieving poverty nonprofits its size.

Operating margin48% · top quartile
Months of reserve10.7mo · top quartile
Revenue growth (annualized)8% · above the median

this organization peer median middle 50% of peers· 2,748 organizations relieving poverty nonprofits $1M–$10M, FY2024

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 (C$795k) Expenses 100 (C$312k) Net assets 100 (C$3.8M)2018 Revenue 96 (C$765k) Expenses 129 (C$401k) Net assets 110 (C$4.2M)2019 Revenue 109 (C$870k) Expenses 135 (C$422k) Net assets 121 (C$4.6M)2020 Revenue 129 (C$1.0M) Expenses 127 (C$396k) Net assets 138 (C$5.2M)2021 Revenue 121 (C$964k) Expenses 152 (C$475k) Net assets 151 (C$5.7M)2022 Revenue 56 (C$446k) Expenses 119 (C$370k) Net assets 153 (C$5.8M)2023 Revenue 135 (C$1.1M) Expenses 171 (C$533k) Net assets 167 (C$6.3M)2024 Revenue 172 (C$1.4M) Expenses 227 (C$709k) Net assets 185 (C$7.0M)
'17'18'19'20'21'22'23'24
Revenue (172)Expenses (227)Net assets (185)Peer revenue range

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

97% of Jewish Free Loan Toronto’s revenue is contributions — more reliant on donations than three-quarters of its peers (8% for the typical peer).

This organization
Typical peer · 2,313 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

C$483k
’17
C$365k
’18
C$448k
’19
C$628k
’20
C$489k
’21
C$76k
’22
C$542k
’23
C$655k
’24
11
months of
reserve
02Who funds it

Who funds it, year by year

2017 → 2023: the base narrowed from 23 funders to 15 funders, grant income rose C$427k → C$471k.

Funder
'17
'18
'19
'20
'21
'22
'23
'24*
total
C$560k
C$140k
C$10k
C$9k
C$6k
C$6k
funders
23
31
24
23
21
20
15
28

From the CRA filings of Jewish Free Loan Toronto’s funders (the co-funder graph). Top 30 of 62 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024 is still being filed and is shown unshaded; it does not move any figure on this page.

How concentrated its funding is

Jewish Free Loan Toronto leans on a few funders — its largest provides 29% of grant income and the top three 66%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Jewish Free Loan Toronto.

29%
largest funder
66%
top three
~5
effective funders

Largest funder’s share by year: 2017 24% · 2018 22% · 2019 39% · 2020 30% · 2021 66% · 2022 36% · 2023 32% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024 is still being filed and is shown unshaded; it does not move any figure on this page.

How long its funders stay

39% of Jewish Free Loan Toronto's funders are still giving 3 years after their first grant; 58% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

88% of Jewish Free Loan Toronto's grant income comes from Ontario funders.

In-province vs out-of-province, by year

’17
’18
’19
’20
’21
’22
’23
Ontario out of province

Funder regions come from each funder’s own filing. C$45k arriving through sponsors registered in 2 regions is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024 is still being filed and is shown unshaded; it does not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 62 funders put you under-funded among the 400 organizations that share them.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Organizations like Jewish Free Loan Toronto

Organizations whose mission and program text most resemble this one, by semantic similarity over every charity on the CRA register — the closest peers, and often the clearest route to shared or prospective funders.

In Ontario

Nationally

04Profile & governance

Read directly from this organization’s own T3010 return, as neutral context.

Where the money goes

62% of spending goes to programs.

Program 62%Management 28%Fundraising 10%

Governance

17
board members

Questions and answers

Who funds Jewish Free Loan Toronto?
Jewish Free Loan Toronto (Ontario) receives grants from 62 organizations whose Canada Revenue Agency filings report C$5,755,796 to it, the largest being UNITED JEWISH APPEAL OF GREATER TORONTO (C$1,686,161). 36 of them have funded it in more than one year.
How many funders does Jewish Free Loan Toronto have?
Canada Revenue Agency filings report 62 organizations giving C$5,755,796 in grants to Jewish Free Loan Toronto, 36 of which have funded it in more than one year.
Who is the largest funder of Jewish Free Loan Toronto?
UNITED JEWISH APPEAL OF GREATER TORONTO is the largest funder on record, with C$1,686,161 in grants. The full list of funders is on this page.
How can an organization like Jewish Free Loan Toronto find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Ontario.

Play a game about who funds Jewish Free Loan Toronto →

These figures are read directly from the CRA's published T3010 data: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 62 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported September 23, 2026. What this page cannot tell you · View the T3010 on the CRA register